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	<title>Comments on: Envelope Budgeting System</title>
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	<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/</link>
	<description>Money Saving Insights: Coupons, Smart Spending and Promotional Codes</description>
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		<title>By: Joyce</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-77495</link>
		<dc:creator>Joyce</dc:creator>
		<pubDate>Fri, 10 Feb 2012 15:05:43 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-77495</guid>
		<description>I would love for you to send me your Budget sheet to give it a test drive for myself.
Thanks for your comment and hard work.
Joyce</description>
		<content:encoded><![CDATA[<p>I would love for you to send me your Budget sheet to give it a test drive for myself.<br />
Thanks for your comment and hard work.<br />
Joyce</p>
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	<item>
		<title>By: Kristine</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-68205</link>
		<dc:creator>Kristine</dc:creator>
		<pubDate>Tue, 20 Dec 2011 10:56:21 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-68205</guid>
		<description>I&#039;ve never really been a big fan of budgeting, but since my money became tight I&#039;ve felt the need to better organize my personal finances and control my spending. I&#039;d never kept track of my expenses before, and the outcome was obvious: at the end of the month I kept asking myself where did all my money go. After reading some reviews and digging a little bit further into the topic, I figured out that setting a budget wouldn&#039;t be such a bad idea after all. Now I&#039;m using a free web based personal finance planning and budgeting software https://www.inexfinance.com/. Having my money carefully divided among different spending categories gives me peace of mind and I no longer worry that I&#039;ll run out of money way before the end of the month.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve never really been a big fan of budgeting, but since my money became tight I&#8217;ve felt the need to better organize my personal finances and control my spending. I&#8217;d never kept track of my expenses before, and the outcome was obvious: at the end of the month I kept asking myself where did all my money go. After reading some reviews and digging a little bit further into the topic, I figured out that setting a budget wouldn&#8217;t be such a bad idea after all. Now I&#8217;m using a free web based personal finance planning and budgeting software <a href="https://www.inexfinance.com/" rel="nofollow">https://www.inexfinance.com/</a>. Having my money carefully divided among different spending categories gives me peace of mind and I no longer worry that I&#8217;ll run out of money way before the end of the month.</p>
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	<item>
		<title>By: Tim Chastain</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-67989</link>
		<dc:creator>Tim Chastain</dc:creator>
		<pubDate>Sun, 18 Dec 2011 22:26:37 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-67989</guid>
		<description>I use a budget software called B-Word this works great and a sure way
to payall and never have to worry about when bills come due. I hope
this helps someone plus this is online to .
Tim</description>
		<content:encoded><![CDATA[<p>I use a budget software called B-Word this works great and a sure way<br />
to payall and never have to worry about when bills come due. I hope<br />
this helps someone plus this is online to .<br />
Tim</p>
]]></content:encoded>
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	<item>
		<title>By: Budget Tip #3: Use Cash</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-45634</link>
		<dc:creator>Budget Tip #3: Use Cash</dc:creator>
		<pubDate>Tue, 21 Sep 2010 01:27:12 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-45634</guid>
		<description>[...] writer has had something to say on the topic.  Trent Hamm talks about it at The Simple Dollar.  Frugal Dad says it.  J.D. Roth and Danny Kofke say it at Get Rich Slowly.  I&#8217;m not the first to say it.  But [...]</description>
		<content:encoded><![CDATA[<p>[...] writer has had something to say on the topic.  Trent Hamm talks about it at The Simple Dollar.  Frugal Dad says it.  J.D. Roth and Danny Kofke say it at Get Rich Slowly.  I&#8217;m not the first to say it.  But [...]</p>
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	<item>
		<title>By: Annualizing Family Budget Expenses</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-45297</link>
		<dc:creator>Annualizing Family Budget Expenses</dc:creator>
		<pubDate>Mon, 13 Sep 2010 18:12:31 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-45297</guid>
		<description>[...] of these expenses (we already budget cash expenditures each month using Mvelopes &#8211; an online envelope budgeting system), and I&#8217;ll now have an &#8220;annual&#8221; column to calculate as [...]</description>
		<content:encoded><![CDATA[<p>[...] of these expenses (we already budget cash expenditures each month using Mvelopes &#8211; an online envelope budgeting system), and I&#8217;ll now have an &#8220;annual&#8221; column to calculate as [...]</p>
]]></content:encoded>
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	<item>
		<title>By: 10 Reasons Regular People Hate Budgets &#124; My Super-Charged Life</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-42121</link>
		<dc:creator>10 Reasons Regular People Hate Budgets &#124; My Super-Charged Life</dc:creator>
		<pubDate>Thu, 03 Jun 2010 11:01:04 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-42121</guid>
		<description>[...] Envelope Budgeting System [...]</description>
		<content:encoded><![CDATA[<p>[...] Envelope Budgeting System [...]</p>
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	<item>
		<title>By: Eric</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-36335</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Wed, 13 Jan 2010 05:59:53 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-36335</guid>
		<description>I just came across this post.  Nice work!

In the New Year I love going back and looking at the budgeting techniques others are using.  Envelope budgeting seems to be one of the most successful systems I come across.  It takes some dedication and discipline, but I think the effort is well worth it for those in debt.</description>
		<content:encoded><![CDATA[<p>I just came across this post.  Nice work!</p>
<p>In the New Year I love going back and looking at the budgeting techniques others are using.  Envelope budgeting seems to be one of the most successful systems I come across.  It takes some dedication and discipline, but I think the effort is well worth it for those in debt.</p>
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	<item>
		<title>By: Dealing With Financial Setbacks &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-35455</link>
		<dc:creator>Dealing With Financial Setbacks &#124; Frugal Dad</dc:creator>
		<pubDate>Sat, 19 Dec 2009 02:14:28 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-35455</guid>
		<description>[...] for not paying down as much debt as possible. For example, every time we ran out of cash in our grocery envelope, I thought it was OK to just take it from somewhere else (the debt envelope for example). I [...]</description>
		<content:encoded><![CDATA[<p>[...] for not paying down as much debt as possible. For example, every time we ran out of cash in our grocery envelope, I thought it was OK to just take it from somewhere else (the debt envelope for example). I [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Steve in MA</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-31703</link>
		<dc:creator>Steve in MA</dc:creator>
		<pubDate>Tue, 15 Sep 2009 02:40:47 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-31703</guid>
		<description>As to what denominations to ask for at the bank, there is an easier way to think of it.

Just ask for separate cash amounts.

&quot;I need $615 in cash but in 3 separate amounts: $220, 310, and $85.&quot;

The teller will do the rest.</description>
		<content:encoded><![CDATA[<p>As to what denominations to ask for at the bank, there is an easier way to think of it.</p>
<p>Just ask for separate cash amounts.</p>
<p>&#8220;I need $615 in cash but in 3 separate amounts: $220, 310, and $85.&#8221;</p>
<p>The teller will do the rest.</p>
]]></content:encoded>
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	<item>
		<title>By: Peter</title>
		<link>http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-26537</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Thu, 11 Jun 2009 04:51:18 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/01/31/how-to-implement-an-envelope-budgeting-system/#comment-26537</guid>
		<description>I just found out about Piggy Banks on wikipedia and, after having looked a menvelopes and YNAB Pro, I would have to say that this is the easiest and most practical program to use.  For example, its free, it automatically downloads my transactions, and setting it up is a breeeze.  It does lack some features (like graphs), but it makes up for it in its simplicity to use.  Try it out at http://trypiggybanks.com</description>
		<content:encoded><![CDATA[<p>I just found out about Piggy Banks on wikipedia and, after having looked a menvelopes and YNAB Pro, I would have to say that this is the easiest and most practical program to use.  For example, its free, it automatically downloads my transactions, and setting it up is a breeeze.  It does lack some features (like graphs), but it makes up for it in its simplicity to use.  Try it out at <a href="http://trypiggybanks.com" rel="nofollow">http://trypiggybanks.com</a></p>
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