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	<title>Comments on: The Total Money Makeover Review</title>
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	<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/</link>
	<description>Tips for living frugal while still having a life</description>
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		<title>By: Should I Save For Retirement While In Debt? &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-37037</link>
		<dc:creator>Should I Save For Retirement While In Debt? &#124; Frugal Dad</dc:creator>
		<pubDate>Fri, 29 Jan 2010 11:17:21 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-37037</guid>
		<description>[...] a question that a lot of people ask while in debt. Dave Ramsey, possibly the most popular debt counselor, recommends that you stop ALL retirement saving while [...]</description>
		<content:encoded><![CDATA[<p>[...] a question that a lot of people ask while in debt. <a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">Dave Ramsey</a>, possibly the most popular debt counselor, recommends that you stop ALL retirement saving while [...]</p>
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		<title>By: Zfarls</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-27127</link>
		<dc:creator>Zfarls</dc:creator>
		<pubDate>Thu, 18 Jun 2009 20:08:54 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-27127</guid>
		<description>Dave Ramsey is the absolute man. I downloaded his podcast at random and now listen every day for hours on end. 

I started with my 20k student loan and a 1 year goal in January.

I am at 7,200 left in July so I am on pace. I am still living like a broke college kid for right now, but I will soon have made the sacrifice.

I am intense and working hard, I realize that I am my own bailout and listening to the show helps remind me every day. 
The only wierd thing is that he has been in two of my dreams which  must prove my gazelle like intensty. My GF thinks I am insane and honestly I just might be.</description>
		<content:encoded><![CDATA[<p><a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">Dave Ramsey</a> is the absolute man. I downloaded his podcast at random and now listen every day for hours on end. </p>
<p>I started with my 20k student loan and a 1 year goal in January.</p>
<p>I am at 7,200 left in July so I am on pace. I am still living like a broke college kid for right now, but I will soon have made the sacrifice.</p>
<p>I am intense and working hard, I realize that I am my own bailout and listening to the show helps remind me every day.<br />
The only wierd thing is that he has been in two of my dreams which  must prove my gazelle like intensty. My GF thinks I am insane and honestly I just might be.</p>
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		<title>By: Who is Dave Ramsey?</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-23944</link>
		<dc:creator>Who is Dave Ramsey?</dc:creator>
		<pubDate>Wed, 06 May 2009 01:08:46 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-23944</guid>
		<description>[...] The Total Money Makeover Review. [...]</description>
		<content:encoded><![CDATA[<p>[...] <a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">The Total Money Makeover</a> Review. [...]</p>
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		<title>By: Blaming Parents for Financial Problems &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-11289</link>
		<dc:creator>Blaming Parents for Financial Problems &#124; Frugal Dad</dc:creator>
		<pubDate>Fri, 07 Nov 2008 11:00:46 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-11289</guid>
		<description>[...] these are the role models kids are attracted to. In their eyes Warren Buffet, Bill Gates and Dave Ramsey are just “some old guys they saw on the news.” As a society, we worship these celebrities and [...]</description>
		<content:encoded><![CDATA[<p>[...] these are the role models kids are attracted to. In their eyes Warren Buffet, Bill Gates and <a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">Dave Ramsey</a> are just “some old guys they saw on the news.” As a society, we worship these celebrities and [...]</p>
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		<title>By: Scott</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-3912</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Sun, 29 Jun 2008 23:37:49 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-3912</guid>
		<description>This book has changed my life! I am on baby step 2 and have paid off $80,000 in consumer debt in 25 months. I took Dave&#039;s advice and stopped my 401K deductions and this really jump started my debt snowball. I finally see a light at the end of the tunnel. I owe this all to Dave. I also went thru his 13 week Financial Peace University with my wife this also made a big difference. We are on the same page for the first time in 25yrs of marriage.</description>
		<content:encoded><![CDATA[<p>This book has changed my life! I am on baby step 2 and have paid off $80,000 in consumer debt in 25 months. I took Dave&#8217;s advice and stopped my 401K deductions and this really jump started my debt snowball. I finally see a light at the end of the tunnel. I owe this all to Dave. I also went thru his 13 week Financial Peace University with my wife this also made a big difference. We are on the same page for the first time in 25yrs of marriage.</p>
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		<title>By: Are Banks Responsible For The Credit Crunch Many Are Feeling? &#124; My Super-Charged Life</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-3553</link>
		<dc:creator>Are Banks Responsible For The Credit Crunch Many Are Feeling? &#124; My Super-Charged Life</dc:creator>
		<pubDate>Thu, 19 Jun 2008 13:19:06 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-3553</guid>
		<description>[...] Your Financial IQ- Here’s A Test @ MoolanomyBook Review- The Total Money Makeover @ Frugal DadCreate Your Own Dollar Plan- Step 1 @ My Dollar Plan25 Ways I Save Money @ Cash Money [...]</description>
		<content:encoded><![CDATA[<p>[...] Your Financial IQ- Here’s A Test @ MoolanomyBook Review- <a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">The Total Money Makeover</a> @ Frugal DadCreate Your Own Dollar Plan- Step 1 @ My Dollar Plan25 Ways I Save Money @ Cash Money [...]</p>
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		<title>By: The Dave Ramsey Baby Steps: Everybody&#8217;s a Critic &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-2780</link>
		<dc:creator>The Dave Ramsey Baby Steps: Everybody&#8217;s a Critic &#124; Frugal Dad</dc:creator>
		<pubDate>Thu, 29 May 2008 11:01:14 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-2780</guid>
		<description>[...] finance sector, but not all of the reviews have been glowing. I personally consider his book, The Total Money Makeover, one of my all-time top three favorite personal finance reads. The book is not overly technical, [...]</description>
		<content:encoded><![CDATA[<p>[...] finance sector, but not all of the reviews have been glowing. I personally consider his book, <a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">The Total Money Makeover</a>, one of my all-time top three favorite personal finance reads. The book is not overly technical, [...]</p>
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		<title>By: How to Get Out of Credit Card Debt, and Stay Out &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-2590</link>
		<dc:creator>How to Get Out of Credit Card Debt, and Stay Out &#124; Frugal Dad</dc:creator>
		<pubDate>Wed, 21 May 2008 11:01:01 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-2590</guid>
		<description>[...] in interest charges. This is the snowball method of debt repayment made popular by Dave Ramsey in The Total Money Makeover, but many argue against the mathematics behind it. Like Ramsey says, &#8220;If you were good at [...]</description>
		<content:encoded><![CDATA[<p>[...] in interest charges. This is the snowball method of debt repayment made popular by <a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">Dave Ramsey</a> in <a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">The Total Money Makeover</a>, but many argue against the mathematics behind it. Like Ramsey says, &#8220;If you were good at [...]</p>
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		<title>By: Ramsey Fan</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-2240</link>
		<dc:creator>Ramsey Fan</dc:creator>
		<pubDate>Thu, 08 May 2008 21:59:04 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-2240</guid>
		<description>@Working Dollar -  The book is very basic.  I think he says in the book that it is written at the 8th grade level so that nearly anyone can understand it. 

There are a lot of stories in it along the way of real people who have followed the steps and gotten out of debt.  His strategy is that it is Behavior not Knowledge that gets you out of debt and on the road to financial William Wallace-like Freedom.</description>
		<content:encoded><![CDATA[<p>@Working Dollar &#8211;  The book is very basic.  I think he says in the book that it is written at the 8th grade level so that nearly anyone can understand it. </p>
<p>There are a lot of stories in it along the way of real people who have followed the steps and gotten out of debt.  His strategy is that it is Behavior not Knowledge that gets you out of debt and on the road to financial William Wallace-like Freedom.</p>
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		<title>By: The Soggy Hotdog: A Personal Finance Wakeup Call &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/comment-page-1/#comment-2220</link>
		<dc:creator>The Soggy Hotdog: A Personal Finance Wakeup Call &#124; Frugal Dad</dc:creator>
		<pubDate>Thu, 08 May 2008 11:01:24 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/02/16/book-review-the-total-money-makeover/#comment-2220</guid>
		<description>[...] while surfing around for information on money management, I discovered a website by some guy named Dave Ramsey. I began to listen to his archived shows online. I subscribed to financial magazines such as [...]</description>
		<content:encoded><![CDATA[<p>[...] while surfing around for information on money management, I discovered a website by some guy named <a href="http://frugaldad.com/recommends/thetotalmoneymakeover" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/thetotalmoneymakeover';return true;" onmouseout="self.status=''">Dave Ramsey</a>. I began to listen to his archived shows online. I subscribed to <a href="http://frugaldad.com/recommends/wsj" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://frugaldad.com/recommends/wsj';return true;" onmouseout="self.status=''">financial magazines</a> such as [...]</p>
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