http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/ Money Saving Insights: Coupons, Smart Spending and Promotional Codes Mon, 13 Feb 2012 05:38:35 +0000 hourly 1 http://wordpress.org/?v=3.2.1 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-47202 Stop Being a Slave to Debt (and Banks) Mon, 08 Nov 2010 09:01:57 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-47202 [...] How to Get Out of Debt [...] [...] How to Get Out of Debt [...]

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-47108 How To Clean Up Your Financial Indiscretions Wed, 03 Nov 2010 09:01:33 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-47108 [...] How to Get Out of Debt [...] [...] How to Get Out of Debt [...]

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-46579 Bob Sat, 16 Oct 2010 15:04:42 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-46579 I agree with Ron these are Great Tips! Using anger as an emotion will certainly help you fight the battle against abusive creditors and Getting out of credit card debt is no small feat. I had $68,000 in unsecured credit card debt and had to go to State court 3 times and was sued 5 times. I'm still trying to recover and it will take time. Keep up the good work with giving helpful advice on debt issues. I agree with Ron these are Great Tips!
Using anger as an emotion will certainly help you fight the battle against abusive creditors and Getting out of credit card debt is no small feat. I had $68,000 in unsecured credit card debt and had to go to State court 3 times and was sued 5 times. I’m still trying to recover and it will take time. Keep up the good work with giving helpful advice on debt issues.

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-46307 Improving Your Finances With Five Daily Steps Thu, 07 Oct 2010 18:25:48 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-46307 [...] How to Get Out of Debt [...] [...] How to Get Out of Debt [...]

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-45666 How to Have a Successful Garage Sale Tue, 21 Sep 2010 13:46:41 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-45666 [...] How to Get Out of Debt [...] [...] How to Get Out of Debt [...]

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-45298 Getting Braces: The Pain, The Costs and the Results Mon, 13 Sep 2010 19:10:09 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-45298 [...] How to Get Out of Debt [...] [...] How to Get Out of Debt [...]

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-44288 Calculating Net Worth: Should Home Values Be Included? Wed, 18 Aug 2010 12:59:02 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-44288 [...] How to Get Out of Debt [...] [...] How to Get Out of Debt [...]

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-43911 Credit Card Debt Consolidation Options Tue, 03 Aug 2010 18:27:39 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-43911 [...] How to Get Out of Debt [...] [...] How to Get Out of Debt [...]

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-42975 Jenna Wed, 30 Jun 2010 01:23:24 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-42975 Ramsey steals a lot of his content off of other folks. The folks who pay Ramsey for his advice have to understand a few basics most of his followers average income is around 40K to 55k per household you add a few children and for all the advice Ramsey spouts about cut back on expenses they will never be able to stay out of debt the numbers simply do not add up. Tithe 10% put at least 10% away for retirement now take that number and go get your housing for a family including utilities and home maintenance items. Add food and other household budget items , health care and transportation. Just the need list puts them over already. Not one vacation, not one dollar to David Ramsey. Just do the math folks it cost more than a dollar per day to feed a child you should provide them with clothing and a roof over their heads as well. Do the math! Tell me what I am missing.You simply must add income ! Ramsey steals a lot of his content off of other folks. The folks who pay Ramsey for his advice have to understand a few basics most of his followers average income is around 40K to 55k per household you add a few children and for all the advice Ramsey spouts about cut back on expenses they will never be able to stay out of debt the numbers simply do not add up. Tithe 10% put at least 10% away for retirement now take that number and go get your housing for a family including utilities and home maintenance items. Add food and other household budget items , health care and transportation. Just the need list puts them over already. Not one vacation, not one dollar to David Ramsey. Just do the math folks it cost more than a dollar per day to feed a child you should provide them with clothing and a roof over their heads as well. Do the math! Tell me what I am missing.You simply must add income !

]]> http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-42964 Tim A. Tue, 29 Jun 2010 04:00:56 +0000 http://frugaldad.com/2008/05/21/how-to-get-out-of-credit-card-debt-and-stay-out/#comment-42964 Personally, I feel we don't need credit cards period. These banks have fed us this line of bull that having them is good for your credit score, blah blah blah. The wife and I, are going to pay off our credit cards and never have one again. They are nothing but trouble. Eventually, we are going to make our own credit card so to speak by having a certain amount of money saved for purchases we might need or want. Then once we withdraw from this fund, we will pay ourselves back interest free. Personally, I feel we don’t need credit cards period. These banks have fed us this line of bull that having them is good for your credit score, blah blah blah. The wife and I, are going to pay off our credit cards and never have one again. They are nothing but trouble. Eventually, we are going to make our own credit card so to speak by having a certain amount of money saved for purchases we might need or want. Then once we withdraw from this fund, we will pay ourselves back interest free.

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