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	<title>Comments on: Sunday Conversation #6 with Frugal Dad</title>
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	<link>http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/</link>
	<description>Money Saving Insights: Coupons, Smart Spending and Promotional Codes</description>
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		<title>By: dawnf</title>
		<link>http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3830</link>
		<dc:creator>dawnf</dc:creator>
		<pubDate>Thu, 26 Jun 2008 15:20:19 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3830</guid>
		<description>Hello-
I was wondering where is a good place to put the 3-6 month savings cushion?  My bank suggests a moneymarket fund so it&#039;s liquid but I worry that I could lose part of my principle by doing this.  I could stagger it in Cd&#039;s that come due in different months &amp; just take a risk I might have to crack it earlier to get a better rate or put it in savings?  Just curious how others handle this type of an issue.
Thanks</description>
		<content:encoded><![CDATA[<p>Hello-<br />
I was wondering where is a good place to put the 3-6 month savings cushion?  My bank suggests a moneymarket fund so it&#8217;s liquid but I worry that I could lose part of my principle by doing this.  I could stagger it in Cd&#8217;s that come due in different months &amp; just take a risk I might have to crack it earlier to get a better rate or put it in savings?  Just curious how others handle this type of an issue.<br />
Thanks</p>
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		<title>By: Luke @ Money and Fitness Blog</title>
		<link>http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3635</link>
		<dc:creator>Luke @ Money and Fitness Blog</dc:creator>
		<pubDate>Sat, 21 Jun 2008 12:49:03 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3635</guid>
		<description>How do you find the time to do web work as well as spend enough time with your family?</description>
		<content:encoded><![CDATA[<p>How do you find the time to do web work as well as spend enough time with your family?</p>
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		<title>By: Anonymous</title>
		<link>http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3421</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Wed, 18 Jun 2008 02:33:49 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3421</guid>
		<description>Do you think that psychotherapy is a good personal and financial investment? I have a severe anxiety problem and my pastor at church thinks that I need to address it through counseling before I get married in the next six months. I have checked with several behavioral health facilities and many charge 100 dollars or more an hour. I have good health insurance but it is a shame that even some of the best insurance (like mine) barely covers any of the cost of behavioral health visits. 

I have plenty of money saved up and I have a very well paying job. But I could potentially spend hundreds or thousands of dollars on these sessions and it might be a rip off and/or not even work at all! 

Would I be better off getting free books at the library or trying Yoga or something and saving the money? My fiance is very supportive but I don&#039;t want this to be an issue in our marriage. Any ideas?</description>
		<content:encoded><![CDATA[<p>Do you think that psychotherapy is a good personal and financial investment? I have a severe anxiety problem and my pastor at church thinks that I need to address it through counseling before I get married in the next six months. I have checked with several behavioral health facilities and many charge 100 dollars or more an hour. I have good health insurance but it is a shame that even some of the best insurance (like mine) barely covers any of the cost of behavioral health visits. </p>
<p>I have plenty of money saved up and I have a very well paying job. But I could potentially spend hundreds or thousands of dollars on these sessions and it might be a rip off and/or not even work at all! </p>
<p>Would I be better off getting free books at the library or trying Yoga or something and saving the money? My fiance is very supportive but I don&#8217;t want this to be an issue in our marriage. Any ideas?</p>
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	<item>
		<title>By: Tina</title>
		<link>http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3339</link>
		<dc:creator>Tina</dc:creator>
		<pubDate>Mon, 16 Jun 2008 16:59:29 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3339</guid>
		<description>I would add a couple more things to look for when relocating with gas prices going up.

1. Public transportation availability
2. Are there stores or recreational activities within walking or biking distance.
3. Is there room in the back yard for a garden

I am currently looking for a different home and these are some of the things that I am considering when I go looking.</description>
		<content:encoded><![CDATA[<p>I would add a couple more things to look for when relocating with gas prices going up.</p>
<p>1. Public transportation availability<br />
2. Are there stores or recreational activities within walking or biking distance.<br />
3. Is there room in the back yard for a garden</p>
<p>I am currently looking for a different home and these are some of the things that I am considering when I go looking.</p>
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	<item>
		<title>By: David</title>
		<link>http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3316</link>
		<dc:creator>David</dc:creator>
		<pubDate>Mon, 16 Jun 2008 03:11:41 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3316</guid>
		<description>Great tips on finding your &quot;place&quot; - there are so many options that deciding on the important factors has to be the hardest step!</description>
		<content:encoded><![CDATA[<p>Great tips on finding your &#8220;place&#8221; &#8211; there are so many options that deciding on the important factors has to be the hardest step!</p>
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		<title>By: Sherri</title>
		<link>http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3313</link>
		<dc:creator>Sherri</dc:creator>
		<pubDate>Sun, 15 Jun 2008 20:01:50 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/06/15/sunday-conversation-6-with-frugal-dad/#comment-3313</guid>
		<description>Hi Frugal Dad,

Thanks for addressing this topic.  You say WHAT to look for in a new place to live, but  I think the hard part is HOW to find out about those things in a realistic way.  For example, when checking out schools, the information on the web is usually insufficient or lopsided.  I think talking with live people who are there - prospective bankers, realtors, etc. - is more helpful.  Who would you recommend to talk to, and what other avenues of gathering information would you use?</description>
		<content:encoded><![CDATA[<p>Hi Frugal Dad,</p>
<p>Thanks for addressing this topic.  You say WHAT to look for in a new place to live, but  I think the hard part is HOW to find out about those things in a realistic way.  For example, when checking out schools, the information on the web is usually insufficient or lopsided.  I think talking with live people who are there &#8211; prospective bankers, realtors, etc. &#8211; is more helpful.  Who would you recommend to talk to, and what other avenues of gathering information would you use?</p>
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