Comments on: Can’t Pay Credit Cards

By: Joshua

Joshua — Tue, 27 Mar 2012 07:58:36 +0000

I have a credit card that has a minimum payment of $132. I am a good customer, I carry a balance every month like the credit lender wants me to. I always make my payment on time. I have not been making more than the minimum on this account because I have various credit cards that I am trying to pay off. How can I get that minimum payment lowered? I have however paid off 4 other lines of credit all balances ranging from $600 to $1500. I still make all my payments on time with all credit cards and even my bills. Any suggestions?

By: Mr. Credit Cards

Mr. Credit Cards — Thu, 10 Sep 2009 12:34:02 +0000

Many people (especially here in U.S) have not a clue of how to handle their credit cards. The best evidence on this is the average $9000 debt per household and $960 billions for all the States. I think we should introduce a course that anyone who wants a credit card must pass. On that way we will be able to avoid alot of the pitfalls that comes with the credit cards.

By: Why You Should Never Put Credit Cards Before the Mortgage Payment | Frugal Dad

Wed, 20 Aug 2008 11:00:41 +0000

[...] If you have money left over after paying those four basic categories, then by all means make your credit card minimum payments. If you don’t have anything left over, do not stress out about what Bank of America might [...]

By: Bobbi

Bobbi — Sun, 20 Jul 2008 18:14:25 +0000

First make a budget. That has really helped me in my struggles. I have just started and just making the budget has gotten me really motivated. I also cancelled a credit card and they charged me the annual fee. I called them and they did take it back off since i am/was a good cusomer.

By: Deborah

Deborah — Sun, 20 Jul 2008 17:00:34 +0000

You can also help your credit score by paying just a dollar more than your minimum amount due. This is tracked in the “paid more than minimum amount” section of the credit score/report.

By: Sunday Morning Link Love ~ Carnival Love Edition | I've Paid For This Twice Already...

Sun, 20 Jul 2008 14:30:35 +0000

[...] to the host and here is a post I particularly liked was a question from a Frugal Dad reader: Help! My minimum Payments Aren’t Making a Dent! Help someone get out of credit card debt by contributing your own [...]

By: Weekend Roundup- Mid-Summer Edition | Think Your Way to Wealth

Weekend Roundup- Mid-Summer Edition | Think Your Way to Wealth — Sun, 13 Jul 2008 12:44:27 +0000

[...] Help, Credit Card Minimum Payments Aren’t Making a Dent at Frugal Dad-Sometimes in order to make progress, you have to take extra steps besides just paying the minimum. [...]

By: debt consolidation

debt consolidation — Fri, 11 Jul 2008 01:56:28 +0000

Credit card debt is a problem for many people and is a major contributor to personal debt. Funding your lifestyle with a credit card is easy but the hard part is paying it off and clearing the debt.

By: ASAP Credit Card

ASAP Credit Card — Thu, 10 Jul 2008 04:28:26 +0000

We'd love to get your feedback. We recently started a poll on the Worst / Best Credit Card Issuers. Feel free to stop by and give us your opinion.

By: Scott

Scott — Mon, 07 Jul 2008 02:40:33 +0000

Stop spending is the best advice for anyone facing credit issues. It’s the best, but probably the hardest for people to accomplish. It’s so easy to put items on the plastic and defer payments for another day.