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	<title>Comments on: How to Live On One Income</title>
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		<title>By: Casey</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-78800</link>
		<dc:creator>Casey</dc:creator>
		<pubDate>Thu, 16 Feb 2012 19:56:45 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-78800</guid>
		<description>I liked reading this because my husband and I are currently &quot;living&quot; on one income. When we found out we were finally going to be blessed with a baby we put our savings plan in full gear. We had been saving for emergency costs and a house because if it&#039;s one thing we&#039;ve learned since our marriage two and a half years ago its that when it rains- it pours. But so far so good. We only started about a month ago and are able to put away almost $2000.00 this month by saving my paycheck every two weeks, and whatever is &quot;left over&quot; after my husbands paycheck comes in every friday to keep our &quot;necessity&quot; account aka checking account budget lower, and giving ourselves only $20.00 each a week for &quot;unnecessary&quot; expenses (lunch, coffee, whatever you choose). I looked over the bank statements and found that we were spending WAY too much money on food, coffee, impulse shopping sprees and hardly anything at all on our weekly gas and grocery bills. So I dropped our current checking budget from $1,000.00 a week to $600.00 a week for necessary expenses. So I knew that if we could keep our &quot;want&quot; purchases at bay, we would have no problem keeping money saved up. 

 At first it was hard to adjust to the new necessity budget and holding on to just $20.00 for the whole week (Sunday-Saturday). But now that we&#039;re settled and used to it we&#039;ve been able to save that extra $20.00 by not even bothering to purchase anything that is a &quot;want&quot;. We try to spend a night out doing something for the both of us, like a movie or small dinner. But we&#039;re trying so hard to put as much money away as possible before this baby comes in August. We know babies are expensive and plan to make our own baby food, I&#039;ll be breastfeeding, we&#039;ll use cloth diapers, and grandma daycare :) We&#039;ve been blessed by seeing our friends trying to raise kids on small budgets or who aren&#039;t working at all. We have to budget for the birth, which none of our friends have had to do, they were all covered by the States Healthcare plan so they had 100% coverage. We don&#039;t get foodstamps like all of our friends, so that&#039;s why we plan to make our baby&#039;s food. I always make extra for meals so grocery bills shouldn&#039;t change too much till they get older. We do have to pay for the birth of our child but my company&#039;s insurance is spectacular. I just don&#039;t want financial worries getting in the way of the joy and excitement of our new little one. I think that anyone can do this, it just takes honesty with your spouse and self control. Together you two can rock saving money and feel proud of yourself for being a prepared parent. We plan on staying on the &quot;one-income household plan&quot; even after I go back to work. Saving money for our baby is important.</description>
		<content:encoded><![CDATA[<p>I liked reading this because my husband and I are currently &#8220;living&#8221; on one income. When we found out we were finally going to be blessed with a baby we put our savings plan in full gear. We had been saving for emergency costs and a house because if it&#8217;s one thing we&#8217;ve learned since our marriage two and a half years ago its that when it rains- it pours. But so far so good. We only started about a month ago and are able to put away almost $2000.00 this month by saving my paycheck every two weeks, and whatever is &#8220;left over&#8221; after my husbands paycheck comes in every friday to keep our &#8220;necessity&#8221; account aka checking account budget lower, and giving ourselves only $20.00 each a week for &#8220;unnecessary&#8221; expenses (lunch, coffee, whatever you choose). I looked over the bank statements and found that we were spending WAY too much money on food, coffee, impulse shopping sprees and hardly anything at all on our weekly gas and grocery bills. So I dropped our current checking budget from $1,000.00 a week to $600.00 a week for necessary expenses. So I knew that if we could keep our &#8220;want&#8221; purchases at bay, we would have no problem keeping money saved up. </p>
<p> At first it was hard to adjust to the new necessity budget and holding on to just $20.00 for the whole week (Sunday-Saturday). But now that we&#8217;re settled and used to it we&#8217;ve been able to save that extra $20.00 by not even bothering to purchase anything that is a &#8220;want&#8221;. We try to spend a night out doing something for the both of us, like a movie or small dinner. But we&#8217;re trying so hard to put as much money away as possible before this baby comes in August. We know babies are expensive and plan to make our own baby food, I&#8217;ll be breastfeeding, we&#8217;ll use cloth diapers, and grandma daycare <img src='http://frugaldad.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  We&#8217;ve been blessed by seeing our friends trying to raise kids on small budgets or who aren&#8217;t working at all. We have to budget for the birth, which none of our friends have had to do, they were all covered by the States Healthcare plan so they had 100% coverage. We don&#8217;t get foodstamps like all of our friends, so that&#8217;s why we plan to make our baby&#8217;s food. I always make extra for meals so grocery bills shouldn&#8217;t change too much till they get older. We do have to pay for the birth of our child but my company&#8217;s insurance is spectacular. I just don&#8217;t want financial worries getting in the way of the joy and excitement of our new little one. I think that anyone can do this, it just takes honesty with your spouse and self control. Together you two can rock saving money and feel proud of yourself for being a prepared parent. We plan on staying on the &#8220;one-income household plan&#8221; even after I go back to work. Saving money for our baby is important.</p>
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		<title>By: Shannon</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-41380</link>
		<dc:creator>Shannon</dc:creator>
		<pubDate>Mon, 17 May 2010 07:53:38 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-41380</guid>
		<description>sorry for spelling mistakes key board not wanting to type certain letters</description>
		<content:encoded><![CDATA[<p>sorry for spelling mistakes key board not wanting to type certain letters</p>
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		<title>By: Shannon</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-41379</link>
		<dc:creator>Shannon</dc:creator>
		<pubDate>Mon, 17 May 2010 07:51:39 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-41379</guid>
		<description>Location I live in northren british columbia in a smaller town to so a house that is one million in vancouver is about 100,000 here hand wages are good.  we would love to live in a bigger place bug wages seem to go down and expenses go up.  I seem to br living in one of the last area it seems in north america that one parent can make enough and meet expenses have hope of owning a house and make about 40 grand a year . Their are quite a few stay at home moms here or moms that work only part time.
Im not going to lie it is still very tight with hydro gas and food going up still.  I think I might be the last generation that will even have it has an option at leat in the middle class area.</description>
		<content:encoded><![CDATA[<p>Location I live in northren british columbia in a smaller town to so a house that is one million in vancouver is about 100,000 here hand wages are good.  we would love to live in a bigger place bug wages seem to go down and expenses go up.  I seem to br living in one of the last area it seems in north america that one parent can make enough and meet expenses have hope of owning a house and make about 40 grand a year . Their are quite a few stay at home moms here or moms that work only part time.<br />
Im not going to lie it is still very tight with hydro gas and food going up still.  I think I might be the last generation that will even have it has an option at leat in the middle class area.</p>
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		<title>By: Shannon</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-41378</link>
		<dc:creator>Shannon</dc:creator>
		<pubDate>Mon, 17 May 2010 07:22:32 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-41378</guid>
		<description>I agree ,  I casualy work but primaraly stay at home more for his benfit.</description>
		<content:encoded><![CDATA[<p>I agree ,  I casualy work but primaraly stay at home more for his benfit.</p>
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		<title>By: Shannon</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-41377</link>
		<dc:creator>Shannon</dc:creator>
		<pubDate>Mon, 17 May 2010 07:18:35 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-41377</guid>
		<description>The Canadian Who crosses the border is really rare and the one case I know of our health care system covered it because there was no were near by that did what she needed .  I personaly love our health care system.  When I had my C-section the last thing on my mind was how much it would cost.  I was absoloutly floored by how much it would have costed in america when my friends cross border told me.  Every one gets equal treatment regardless of income .  Private is ok If you make alot of money , have benifits at work or are healthy ,  But nobody goes bankrupt from needing surgury or having a baby.  Big private companys will show the odd story of a person who crossed the border but think about it , its about money and then they would only be able to charge what the goerment is willing to pay,  and the doctors are still paided ery well here but not the insane pay that you guys pay from your personal pockets from  And I did remember an artical i read a bout a year ago were older peolpe would spend and hour or two trailing to canada or mexico to but their drugs cheaper here.  

But dont take this personaly I just love my country and i belive in the system , most of our medical problems are from not having enough doctors that we hae to imagrate alot of them from south africa, And they are very good.  Very good artical on stay at home parents by the way.</description>
		<content:encoded><![CDATA[<p>The Canadian Who crosses the border is really rare and the one case I know of our health care system covered it because there was no were near by that did what she needed .  I personaly love our health care system.  When I had my C-section the last thing on my mind was how much it would cost.  I was absoloutly floored by how much it would have costed in america when my friends cross border told me.  Every one gets equal treatment regardless of income .  Private is ok If you make alot of money , have benifits at work or are healthy ,  But nobody goes bankrupt from needing surgury or having a baby.  Big private companys will show the odd story of a person who crossed the border but think about it , its about money and then they would only be able to charge what the goerment is willing to pay,  and the doctors are still paided ery well here but not the insane pay that you guys pay from your personal pockets from  And I did remember an artical i read a bout a year ago were older peolpe would spend and hour or two trailing to canada or mexico to but their drugs cheaper here.  </p>
<p>But dont take this personaly I just love my country and i belive in the system , most of our medical problems are from not having enough doctors that we hae to imagrate alot of them from south africa, And they are very good.  Very good artical on stay at home parents by the way.</p>
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		<title>By: » The Newlywed&#8217;s Guide to Managing Money</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-40696</link>
		<dc:creator>» The Newlywed&#8217;s Guide to Managing Money</dc:creator>
		<pubDate>Tue, 27 Apr 2010 10:02:55 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-40696</guid>
		<description>[...] that we made early on to live on one income. We&#8217;re actually a two income family, but by living on one income, we can pay off our outstanding debts quicker and also save up money for specific goals. This [...]</description>
		<content:encoded><![CDATA[<p>[...] that we made early on to live on one income. We&#8217;re actually a two income family, but by living on one income, we can pay off our outstanding debts quicker and also save up money for specific goals. This [...]</p>
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		<title>By: tracy</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-32882</link>
		<dc:creator>tracy</dc:creator>
		<pubDate>Tue, 20 Oct 2009 17:39:27 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-32882</guid>
		<description>fter getting married and having 3 boys the guily was getting to me. My hubby and I both made over 65G a year. We planned it, paid off our cars and bills in a couple of months, and you know what we have found out after a year of being a stay at home mom? Nothing has changed, except we have less garbage (seriously) because we are not wasting our money on crap or laziness. It is far cheaper to plan meals and family outings than spendingt too much money on last minute food and fun. We even made it to Disney for 2 weeks this summer, that was our first vacation. It&#039;s all in the planning....</description>
		<content:encoded><![CDATA[<p>fter getting married and having 3 boys the guily was getting to me. My hubby and I both made over 65G a year. We planned it, paid off our cars and bills in a couple of months, and you know what we have found out after a year of being a stay at home mom? Nothing has changed, except we have less garbage (seriously) because we are not wasting our money on crap or laziness. It is far cheaper to plan meals and family outings than spendingt too much money on last minute food and fun. We even made it to Disney for 2 weeks this summer, that was our first vacation. It&#8217;s all in the planning&#8230;.</p>
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		<title>By: Why An Ostrich Could Never Be Wealthy &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-26017</link>
		<dc:creator>Why An Ostrich Could Never Be Wealthy &#124; Frugal Dad</dc:creator>
		<pubDate>Fri, 05 Jun 2009 18:01:29 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-26017</guid>
		<description>[...] financial ostrich.  When I began to worry about our financial future, such as how we were going to live on one income, or pay off my school debt, or pay for my kids&#8217; college education, I simply buried my head in [...]</description>
		<content:encoded><![CDATA[<p>[...] financial ostrich.  When I began to worry about our financial future, such as how we were going to live on one income, or pay off my school debt, or pay for my kids&#8217; college education, I simply buried my head in [...]</p>
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		<title>By: Being A Full-Time Parent Has More To Do With Sacrifice Than Luck &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-8763</link>
		<dc:creator>Being A Full-Time Parent Has More To Do With Sacrifice Than Luck &#124; Frugal Dad</dc:creator>
		<pubDate>Thu, 09 Oct 2008 11:01:16 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-8763</guid>
		<description>[...] on the same page when it came to determining the primary care provider&#8211;their mom.  We knew living on one income would take some sacrifice, but it was one we were willing to make.  Ten years later we continue to [...]</description>
		<content:encoded><![CDATA[<p>[...] on the same page when it came to determining the primary care provider&#8211;their mom.  We knew living on one income would take some sacrifice, but it was one we were willing to make.  Ten years later we continue to [...]</p>
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		<title>By: Link Love &#171; Saving Money Ideas</title>
		<link>http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-7634</link>
		<dc:creator>Link Love &#171; Saving Money Ideas</dc:creator>
		<pubDate>Sun, 28 Sep 2008 03:04:48 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/09/17/how-to-live-on-only-one-income/#comment-7634</guid>
		<description>[...] How To Long on One Income at Frugal Dad [...]</description>
		<content:encoded><![CDATA[<p>[...] How To Long on One Income at Frugal Dad [...]</p>
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