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	<title>Comments on: Eleven Ways To Save Money Every Month</title>
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		<title>By: LJ</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-74100</link>
		<dc:creator>LJ</dc:creator>
		<pubDate>Sat, 28 Jan 2012 03:31:08 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-74100</guid>
		<description>I&#039;m a HUGE believer in generics, store brands, etc.  However, I did have a really bad experience with a generic asthma drug a number of years ago.  I was a &quot;frequent flyer&quot; at the local emergency room, and on vacation made 2 trips to the ER in one night because of asthma.  My blood level of the medication would always be subtherapeutic.  We happened to move to another state and my meds were changed then, and the entire picture changed.   Several years after that, I was conversing with a doctor, and I asked him, &quot;My doctor got copies of the ER reports every time I was there.  Why didn&#039;t he pick up on that?&quot;  The reply:  &quot;He probably assumed you weren&#039;t taking your medication.&quot;   So I would just advise caution; if you aren&#039;t doing well on a generic, discuss it with your doctor.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a HUGE believer in generics, store brands, etc.  However, I did have a really bad experience with a generic asthma drug a number of years ago.  I was a &#8220;frequent flyer&#8221; at the local emergency room, and on vacation made 2 trips to the ER in one night because of asthma.  My blood level of the medication would always be subtherapeutic.  We happened to move to another state and my meds were changed then, and the entire picture changed.   Several years after that, I was conversing with a doctor, and I asked him, &#8220;My doctor got copies of the ER reports every time I was there.  Why didn&#8217;t he pick up on that?&#8221;  The reply:  &#8220;He probably assumed you weren&#8217;t taking your medication.&#8221;   So I would just advise caution; if you aren&#8217;t doing well on a generic, discuss it with your doctor.</p>
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		<title>By: Jonathan</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-47590</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Tue, 23 Nov 2010 19:39:20 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-47590</guid>
		<description>I particulary like number 5. Our apartment tends to have warm areas and cool areas when we have the heat running. Awesome tip, I am going to give it a shot.</description>
		<content:encoded><![CDATA[<p>I particulary like number 5. Our apartment tends to have warm areas and cool areas when we have the heat running. Awesome tip, I am going to give it a shot.</p>
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		<title>By: Amy</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-47370</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Sun, 14 Nov 2010 22:35:31 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-47370</guid>
		<description>Be careful paying credit cards every 2 weeks. I used to do that, and ended up with a late fee because of the date the cycle ended. They reversed the fee luckily, but I started paying the minimum every two weeks(doubling the payments) and I am now debt free!

About land line phones and 911: check with your local services, some can locate a cell caller. Otherwise, your landline phone should be able to call 911 whether you have phone service or not. Be sure to find out before you change any phone service.

Great article, I love your site!</description>
		<content:encoded><![CDATA[<p>Be careful paying credit cards every 2 weeks. I used to do that, and ended up with a late fee because of the date the cycle ended. They reversed the fee luckily, but I started paying the minimum every two weeks(doubling the payments) and I am now debt free!</p>
<p>About land line phones and 911: check with your local services, some can locate a cell caller. Otherwise, your landline phone should be able to call 911 whether you have phone service or not. Be sure to find out before you change any phone service.</p>
<p>Great article, I love your site!</p>
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		<title>By: Sean Browne</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-46341</link>
		<dc:creator>Sean Browne</dc:creator>
		<pubDate>Fri, 08 Oct 2010 20:12:11 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-46341</guid>
		<description>I try not to worry about money too much, but sometimes I find myself in a position where I’m asking myself what I can do to improve my life? Money always seems to be one of the top answers in my head, it creates stability, comfort, peace of mind. but the one thing that makes me worry is getting too comfortable with my expenses and my cash flow. Sometimes when I have enough money to survive for a while, I tend to get way too comfortable and I find myself months down the line worrying about making more money to get back into my comfort zone.

It’s good to stay on the ball, and I agree with putting the energy into making money instead of worrying about it.

Please come check out my blog and let me know what you think.

http://www.wealthvest.com/blog/</description>
		<content:encoded><![CDATA[<p>I try not to worry about money too much, but sometimes I find myself in a position where I’m asking myself what I can do to improve my life? Money always seems to be one of the top answers in my head, it creates stability, comfort, peace of mind. but the one thing that makes me worry is getting too comfortable with my expenses and my cash flow. Sometimes when I have enough money to survive for a while, I tend to get way too comfortable and I find myself months down the line worrying about making more money to get back into my comfort zone.</p>
<p>It’s good to stay on the ball, and I agree with putting the energy into making money instead of worrying about it.</p>
<p>Please come check out my blog and let me know what you think.</p>
<p><a href="http://www.wealthvest.com/blog/" rel="nofollow">http://www.wealthvest.com/blog/</a></p>
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		<title>By: paresh sardar</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-46107</link>
		<dc:creator>paresh sardar</dc:creator>
		<pubDate>Thu, 30 Sep 2010 08:41:02 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-46107</guid>
		<description>These are great tips and I use pretty much all of them. but  i want to share some  necessary tips.
&quot; think we all know that money really doesn’t buy happiness.
But the right balance of saving and spending can ease the stress and unhappiness of money,
which is pretty darn close.&quot; -I appreciate this stanza.

but with out money u cant live in good way.its also necessary.
i think everyone should abide one rule in life.
make money,save it, try to generate or make growth, give it.
it is right formula to keep balancing life and make ease stress and unhappiness of money.
By surfing siri.biz site we all can get correct idea of saving money.

Our affiliate site is http://siri.biz where you are more interested about trading.
its good I am loving what I have been reading on this company</description>
		<content:encoded><![CDATA[<p>These are great tips and I use pretty much all of them. but  i want to share some  necessary tips.<br />
&#8221; think we all know that money really doesn’t buy happiness.<br />
But the right balance of saving and spending can ease the stress and unhappiness of money,<br />
which is pretty darn close.&#8221; -I appreciate this stanza.</p>
<p>but with out money u cant live in good way.its also necessary.<br />
i think everyone should abide one rule in life.<br />
make money,save it, try to generate or make growth, give it.<br />
it is right formula to keep balancing life and make ease stress and unhappiness of money.<br />
By surfing siri.biz site we all can get correct idea of saving money.</p>
<p>Our affiliate site is <a href="http://siri.biz" rel="nofollow">http://siri.biz</a> where you are more interested about trading.<br />
its good I am loving what I have been reading on this company</p>
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	<item>
		<title>By: Lauren</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-43034</link>
		<dc:creator>Lauren</dc:creator>
		<pubDate>Thu, 01 Jul 2010 18:19:08 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-43034</guid>
		<description>A great way to save monthly is cut down on your monthly bills! I refinanced my car a few months and have saved $75 a month!  I read a blog post on AOL&#039;s walletpop the other day about a company called MoneyAisle. It does the online research for the consumer and has banks bid on us online, where we receive the top 3 rates to choose from for new/used auto loans and refinancing. I went through the process and ended up saving $75 a month on my payment, which basically pays off my insurance. Right now the search process for the best rates is such a pain and dealers try to get the best dollar amount, so this is a super awesome tool. I def suggest taking a stab at going through the process, you will be shocked when you see what you get as a rate compared to what you are currently paying or what you are given by other banks/dealers. Hope this helps!</description>
		<content:encoded><![CDATA[<p>A great way to save monthly is cut down on your monthly bills! I refinanced my car a few months and have saved $75 a month!  I read a blog post on AOL&#8217;s walletpop the other day about a company called MoneyAisle. It does the online research for the consumer and has banks bid on us online, where we receive the top 3 rates to choose from for new/used auto loans and refinancing. I went through the process and ended up saving $75 a month on my payment, which basically pays off my insurance. Right now the search process for the best rates is such a pain and dealers try to get the best dollar amount, so this is a super awesome tool. I def suggest taking a stab at going through the process, you will be shocked when you see what you get as a rate compared to what you are currently paying or what you are given by other banks/dealers. Hope this helps!</p>
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		<title>By: 8 Critical Steps Every Family Should Be Taking to Prepare for the Next Financial Crisis</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-42992</link>
		<dc:creator>8 Critical Steps Every Family Should Be Taking to Prepare for the Next Financial Crisis</dc:creator>
		<pubDate>Wed, 30 Jun 2010 14:29:25 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-42992</guid>
		<description>[...] Money Saving Tips [...]</description>
		<content:encoded><![CDATA[<p>[...] Money Saving Tips [...]</p>
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		<title>By: corey</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-42327</link>
		<dc:creator>corey</dc:creator>
		<pubDate>Wed, 09 Jun 2010 09:02:39 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-42327</guid>
		<description>Great tip by FD. Another one that comes to mind, related to cell phones, is text messaging. My wife and I were each paying $20/mo for unlimited texts. We saved some money by combining our cell phone plans into a family plan, but we’re still paying $30/mo combined for those texts. There are a few alternatives available these days. For example, on the iPhone, there’s an app called Textie that allows you to send and receive text messages for free.</description>
		<content:encoded><![CDATA[<p>Great tip by FD. Another one that comes to mind, related to cell phones, is text messaging. My wife and I were each paying $20/mo for unlimited texts. We saved some money by combining our cell phone plans into a family plan, but we’re still paying $30/mo combined for those texts. There are a few alternatives available these days. For example, on the iPhone, there’s an app called Textie that allows you to send and receive text messages for free.</p>
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		<title>By: Grocery Store Savings Tips</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-42181</link>
		<dc:creator>Grocery Store Savings Tips</dc:creator>
		<pubDate>Fri, 04 Jun 2010 20:33:52 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-42181</guid>
		<description>[...] Money Saving Tips [...]</description>
		<content:encoded><![CDATA[<p>[...] Money Saving Tips [...]</p>
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	<item>
		<title>By: How to Cook Cheap Meals</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-41648</link>
		<dc:creator>How to Cook Cheap Meals</dc:creator>
		<pubDate>Wed, 26 May 2010 09:01:43 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-41648</guid>
		<description>[...] Money Saving Tips [...]</description>
		<content:encoded><![CDATA[<p>[...] Money Saving Tips [...]</p>
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