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	<title>Comments on: Eleven (Nearly) Effortless Ways to Save Money Each Month</title>
	<atom:link href="http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/feed/" rel="self" type="application/rss+xml" />
	<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/</link>
	<description>Tips for living frugal while still having a life</description>
	<lastBuildDate>Fri, 20 Nov 2009 21:33:01 -0600</lastBuildDate>
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		<title>By: Jennifer</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-20140</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Fri, 13 Mar 2009 16:26:20 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-20140</guid>
		<description>To expand on Tip #8 - purchase health and personal care products directly from the *manufacturer* to help lower your health care spending during this recession period. One NY-based healthcare manufacturer, Geritrex, produces many generic comparables and generic equivalents of brand name skincare items.  Their offerings are just as effective as name brand counterparts –such as Cetaphil®, Lac-Hydrin®, BenGay®, Aspercreame®, Vicks® VapoRub®, Mineral Ice®, Alpha Keri® Moisture Rich Oil, Eucerin®, Aquaphor® and Lubriderm® - but are sold for a fraction for a price.  Check out their Web site for more information – www.geritrex.com.</description>
		<content:encoded><![CDATA[<p>To expand on Tip #8 &#8211; purchase health and personal care products directly from the *manufacturer* to help lower your health care spending during this recession period. One NY-based healthcare manufacturer, Geritrex, produces many generic comparables and generic equivalents of brand name skincare items.  Their offerings are just as effective as name brand counterparts –such as Cetaphil®, Lac-Hydrin®, BenGay®, Aspercreame®, Vicks® VapoRub®, Mineral Ice®, Alpha Keri® Moisture Rich Oil, Eucerin®, Aquaphor® and Lubriderm® &#8211; but are sold for a fraction for a price.  Check out their Web site for more information – <a href="http://www.geritrex.com" rel="nofollow">http://www.geritrex.com</a>.</p>
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		<title>By: Homemade Laundry Detergent Not For Us &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-16771</link>
		<dc:creator>Homemade Laundry Detergent Not For Us &#124; Frugal Dad</dc:creator>
		<pubDate>Tue, 27 Jan 2009 00:08:22 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-16771</guid>
		<description>[...] own homemade laundry detergent, perhaps you can hang a clothesline to dry your clothes as another way to save money doing laundry.  Maybe your hang up is health food&#8211;you simply refuse to purchase cheap, [...]</description>
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<p>[...] own homemade laundry detergent, perhaps you can hang a clothesline to dry your clothes as another way to save money doing laundry.  Maybe your hang up is health food&#8211;you simply refuse to purchase cheap, [...]</p>
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		<title>By: Gym Memberships Still Worth It Despite Recession &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-14049</link>
		<dc:creator>Gym Memberships Still Worth It Despite Recession &#124; Frugal Dad</dc:creator>
		<pubDate>Thu, 18 Dec 2008 11:01:14 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-14049</guid>
		<description>[...] I&#8217;ve made my share of mistakes.  To clean up those mistakes I typically advise families to cut any unnecessary spending, particularly in this time of [...]</description>
		<content:encoded><![CDATA[<div style="background-color:palegoldenrod">
<p>[...] I&#8217;ve made my share of mistakes.  To clean up those mistakes I typically advise families to cut any unnecessary spending, particularly in this time of [...]</p>
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		<title>By: Brantley Oakey</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-13953</link>
		<dc:creator>Brantley Oakey</dc:creator>
		<pubDate>Wed, 17 Dec 2008 06:07:10 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-13953</guid>
		<description>Great Post. I would have never thought of some of those ideas. Thanks for the great tips.</description>
		<content:encoded><![CDATA[<p>Great Post. I would have never thought of some of those ideas. Thanks for the great tips.</p>
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		<title>By: fathersez</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-13624</link>
		<dc:creator>fathersez</dc:creator>
		<pubDate>Sat, 13 Dec 2008 10:16:28 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-13624</guid>
		<description>Thank you for the insurance deductible suggestion. 

My car insurance is due for renewal early in January 09. I&#039;ll increase the deductible and see how the savings is like. 

I have previously never thought about &quot;savings&quot; this way, but why waste. After all, my wife and I are careful drivers.</description>
		<content:encoded><![CDATA[<p>Thank you for the insurance deductible suggestion. </p>
<p>My car insurance is due for renewal early in January 09. I&#8217;ll increase the deductible and see how the savings is like. </p>
<p>I have previously never thought about &#8220;savings&#8221; this way, but why waste. After all, my wife and I are careful drivers.</p>
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		<title>By: catastrophegirl</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-12606</link>
		<dc:creator>catastrophegirl</dc:creator>
		<pubDate>Mon, 24 Nov 2008 03:59:01 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-12606</guid>
		<description>for those worried about disconnecting landline service due to not being able to call 911 - if the line physically goes into the house you can dial 911. it&#039;s the law EVERYWHERE in the US as far as i have been able to tell. i recently lived at a place where the landline had been physically cut during a neighbor&#039;s landscaping and since i wasn&#039;t paying for a landline i couldn&#039;t get it reconnected... but i haven&#039;t had a landline in over a decade and always keep a cheap phone plugged in to the disconnected line to be able to dial 911. if you pick up a phone on a disconnected line you will hear a weird tone that is unlike a dial tone. it&#039;s proof that the line is physically connected and you can dial 911.</description>
		<content:encoded><![CDATA[<p>for those worried about disconnecting landline service due to not being able to call 911 &#8211; if the line physically goes into the house you can dial 911. it&#8217;s the law EVERYWHERE in the US as far as i have been able to tell. i recently lived at a place where the landline had been physically cut during a neighbor&#8217;s landscaping and since i wasn&#8217;t paying for a landline i couldn&#8217;t get it reconnected&#8230; but i haven&#8217;t had a landline in over a decade and always keep a cheap phone plugged in to the disconnected line to be able to dial 911. if you pick up a phone on a disconnected line you will hear a weird tone that is unlike a dial tone. it&#8217;s proof that the line is physically connected and you can dial 911.</p>
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		<title>By: Sille Nivek</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-12501</link>
		<dc:creator>Sille Nivek</dc:creator>
		<pubDate>Sat, 22 Nov 2008 12:48:52 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-12501</guid>
		<description>Lovely tips!!

 #9 is something that&#039;s often &quot;built-in&quot; in other parts of the world. There&#039;s usually a &quot;master&quot; switch by the front door that turns off all non-essentials. I wish we had that here.

If you&#039;re interested in cutting your grocery bill in half, check out http://sillenivek.blogspot.com/2008/11/half-off-food-and-groceries.html</description>
		<content:encoded><![CDATA[<p>Lovely tips!!</p>
<p> #9 is something that&#8217;s often &#8220;built-in&#8221; in other parts of the world. There&#8217;s usually a &#8220;master&#8221; switch by the front door that turns off all non-essentials. I wish we had that here.</p>
<p>If you&#8217;re interested in cutting your grocery bill in half, check out <a href="http://sillenivek.blogspot.com/2008/11/half-off-food-and-groceries.html" rel="nofollow">http://sillenivek.blogspot.com/2008/11/half-off-food-and-groceries.html</a></p>
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		<title>By: Link Love: Making the Best of the Situation Edition &#8212; Your guide to stylish, eco-friendly decor!</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-12415</link>
		<dc:creator>Link Love: Making the Best of the Situation Edition &#8212; Your guide to stylish, eco-friendly decor!</dc:creator>
		<pubDate>Fri, 21 Nov 2008 13:10:17 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-12415</guid>
		<description>[...] Eleven (Nearly) Effortless Ways to Save Money Each Month {Frugal Dad} — FYI, many of these tips are pretty green too [...]</description>
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<p>[...] Eleven (Nearly) Effortless Ways to Save Money Each Month {Frugal Dad} — FYI, many of these tips are pretty green too [...]</p>
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		<title>By: In the Coracle &#187; &#187; links for 2008-11-19 &#187; &#8220;It&#8217;s almost like you&#8217;re writing a book one post at a time&#8221; - Kedge</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-12310</link>
		<dc:creator>In the Coracle &#187; &#187; links for 2008-11-19 &#187; &#8220;It&#8217;s almost like you&#8217;re writing a book one post at a time&#8221; - Kedge</dc:creator>
		<pubDate>Thu, 20 Nov 2008 07:01:00 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-12310</guid>
		<description>[...] Eleven (Nearly) Effortless Ways to Save Money Each Month &#124; Frugal Dad (tags: finance budget money) [...]</description>
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<p>[...] Eleven (Nearly) Effortless Ways to Save Money Each Month | Frugal Dad (tags: finance budget money) [...]</p>
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		<title>By: Link Love &#171; Saving Money Ideas</title>
		<link>http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/comment-page-1/#comment-12297</link>
		<dc:creator>Link Love &#171; Saving Money Ideas</dc:creator>
		<pubDate>Thu, 20 Nov 2008 03:35:52 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/2008/11/13/eleven-nearly-effortless-ways-to-save-money-each-month/#comment-12297</guid>
		<description>[...] Save Money: Eleven (Nearly) Effective Ways to Save Money Each Month at Frugal Dad [...]</description>
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<p>[...] Save Money: Eleven (Nearly) Effective Ways to Save Money Each Month at Frugal Dad [...]</p>
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