Comments on: Target Retirement Funds Pros And Cons

By: Opening a Roth IRA at Vangauard | The Roth IRA Guide

Opening a Roth IRA at Vangauard | The Roth IRA Guide — Mon, 20 Sep 2010 18:33:27 +0000

[...] can also choose to put your money in one of the Vanguard Target Retirement Funds, where you pick the date you want to retire and let Vanguard choose the funds for you based on that [...]

By: What Will Retirement Look Like for Younger Generations?

What Will Retirement Look Like for Younger Generations? — Fri, 06 Aug 2010 09:01:53 +0000

[...] plow all your money into 401k mutual funds and company stock. Ever heard of Madoff, Enron, or those target-date retirement funds with overly-aggressive allocations for soon-to-be [...]

By: Daddy Paul

Daddy Paul — Thu, 07 Jan 2010 01:44:54 +0000

I think most investors are better served by a good asset allocation and rebalancing. Most target funds I reviewed mimic the S&P 500 index.

By: Roth IRA Contributions And Early Withdrawals | Frugal Dad

Roth IRA Contributions And Early Withdrawals | Frugal Dad — Sat, 12 Dec 2009 10:03:07 +0000

[...] compound interest being such a close personal finance ally, the sooner you start investing in retirement funds, the better. Remember, you cannot go back and invest in a Roth IRA for previous tax years. [...]

By: –› Holiday Travel, Shopping, and Your Retirement

–› Holiday Travel, Shopping, and Your Retirement — Wed, 18 Feb 2009 21:46:09 +0000

[...] Targeted Retirement Funds Offer a (Nearly) Hands-Free Approach to Retirement Investing I’m a big fan of the target retirement funds from Vanguard. I use them for many of my family members. [...]

By: Have We Been Sold A Bunch Of Lies About Money? | Frugal Dad

Have We Been Sold A Bunch Of Lies About Money? | Frugal Dad — Mon, 19 Jan 2009 16:47:39 +0000

[...] My 401(k) has been demolished. Family member’s 401(k)s have been demolished, even those in target retirement funds that should have been comprised of more conservative options based on their upcoming target [...]

By: Four Pillars Investing

Four Pillars Investing — Mon, 24 Nov 2008 10:02:51 +0000

[...] Dad wrote about his retirement planning including the use of targeted retirement [...]

By: Friday Link Love - Holiday Kickoff Edition | One Caveman's Financial Journey

Fri, 21 Nov 2008 18:45:25 +0000

[...] Targeted Retirement Funds Offer a (Nearly) Hands-Free Approach to Retirement Investing – Frugal Dad [...]

By: PT

PT — Thu, 20 Nov 2008 13:25:03 +0000

I’ve been contributing to a TDF for a year now in my current 401k. I rolled over a previous 401k into it as well. Mine is priced fairly reasonable from what I can tell. The things is, this is only one of my retirement accounts. I have an IRA and a Roth IRA which don’t use TDFs.

All that to say, I’m not terribly worried about the diversification or allocation of these funds, or the current results. It’s mostly US companies anyway. US companies will come around by the time I retire, if not a year from now. Heck, there will be a few more of these downturn I’m sure between now and retirement.

You just have to ask yourself whether you believe in the American capitalist society. If you think people are going to get up tomorrow and go create products and services of value, then you’re bearish on the US economy in the long run. We’re the US, we kick ars and raise stock prices. Just ride it out.

I feel sorry for the dude who was all up in stocks and is retiring next year.

Sorry for the tangent.

By: Alex

Alex — Wed, 19 Nov 2008 18:18:59 +0000

I just began the process of opening a TRF today, in an effort to create a repository where I can rollover future 401k’s. I’m pretty sure I’m going to change jobs with increasing frequency as I get older, so I figure that after each change I would need a place to put them. Thanks for the link!