I was in Atlanta much of the day yesterday, and on the road the rest of the time, but I did get a chance to peruse a few of my favorite sites.  The last time I was in Atlanta the temperature was in the high 90′s.  Yesterday it was in the 40′s and windy! 

The Fab Five

The Low-Gift Christmas. I love the idea of a low-gift Christmas, and the idea of a no-gift Christmas would be even better!  This year we are keeping expenses down and buying for our kids–that’s it.

NCUA Insurance Is As Good As FDIC Insurance. Lots in the news lately about FDIC insurance, but haven’t heard much about credit unions.  I currently bank with a regional bank, but also maintain a credit union relationship where I have financed a vehicle (won’t do that again), and have a small savings account.  Good to know that money is similarly insured, though I doubt I will ever test the maximum limits of NCUA insurance!

What Desperation Looks Like. Here’s a guy who is not afraid of being laid off, because he has already figured out that living paycheck-to-paycheck is not a path to prosperity.

Why Simplicity Is More Important Than Ever. I agree that we could all benefit from more simpler lives–I know I could! The “paths to simplicity” in this article can certainly help towards that end.

Wealth Tip:  Learn the Art of Delayed Gratification. Delaying gratification is the cornerstone of a solid plan to build wealth. And us frugal folks have learned it also is a great way to avoid debt!  Simply delaying a purchase to avoid financing can add up to big savings in interest charges over time.