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	<title>Comments on: What To Do If Unable to Afford Home Heating Bills</title>
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		<title>By: octel</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-14540</link>
		<dc:creator>octel</dc:creator>
		<pubDate>Fri, 26 Dec 2008 14:01:01 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-14540</guid>
		<description>@Caeli:
I hope you weren&#039;t using a gas dryer, because if you were then you were being exposed to massive amounts of carbon monoxide!</description>
		<content:encoded><![CDATA[<p>@Caeli:<br />
I hope you weren&#8217;t using a gas dryer, because if you were then you were being exposed to massive amounts of carbon monoxide!</p>
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		<title>By: Caeli</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-14256</link>
		<dc:creator>Caeli</dc:creator>
		<pubDate>Sun, 21 Dec 2008 01:47:46 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-14256</guid>
		<description>Our family (my husband and I plus children then aged 5, 4, and 1 year) moved into a rural area in Ohio last winter and our heat was fuel oil. We had a 300 gallon tank, and when we moved in it was half full. Not knowing how quickly it went, we kept the heat above 65 deg. and ran out of fuel oil before November ended! Since we were just barely able to afford the rent payments (my husband is a contractor and builds new homes--a great career choice 11 years ago, not so good now!) buying more fuel oil at last winter&#039;s gas prices was out of the question. The company had a limit, they wouldn&#039;t even come out to your house if you were buying less than 150 gallons, which was approximately $600. So, we learned a few tips about generating and holding heat without using your furnace.

Obviously, do the weather proofing plastic and seals for windows and doors. It helps to fill the space between window and plastic with packing peanuts on windows that don&#039;t face the sun. On the sunny sides of the house, cut a piece of cardboard to fit the window, wrap it in foil, and paint the foil black. Then set it inside the window, this catches and intensifies the heat from the sun during the day.

At night, we all slept in one room. We slept in sleeping bags, which are designed to hold in your body heat. We used one space heater, which helped a little even though all the bedrooms had really high ceilings. We closed the door and wedged a foam camping pad against it to keep the heat from escaping around the cracks.

In the morning, it was usually down below 40 degrees in the rest of the house. My husband would get up, move the space heater to the kitchen, and cook a good breakfast to warm up the kitchen. Then we would set the oven to broil and leave the door open to generate enough heat to make it to the other downstairs rooms.

To generate heat throughout the day, we disconnected the hose that vented the dryer to the outside so that the hot air would come into the house. With the kids and using cloth diapers for the baby, I always had something to wash then dry, and if I ran out I would just wash blankets without any soap. They make a filter for this purpose that you can route the hose through it and it uses water to filter the lint out and moisturize the air at the same time, but we didn&#039;t have it so I don&#039;t know what it&#039;s called or how much it cost.

We were also lucky enough to have a fireplace, but it was in the draftiest room of the house--it was on the end and had 6 old, ill fitting windows, so it wasn&#039;t good for heating more than just that room.

I hope these tips help someone!</description>
		<content:encoded><![CDATA[<p>Our family (my husband and I plus children then aged 5, 4, and 1 year) moved into a rural area in Ohio last winter and our heat was fuel oil. We had a 300 gallon tank, and when we moved in it was half full. Not knowing how quickly it went, we kept the heat above 65 deg. and ran out of fuel oil before November ended! Since we were just barely able to afford the rent payments (my husband is a contractor and builds new homes&#8211;a great career choice 11 years ago, not so good now!) buying more fuel oil at last winter&#8217;s gas prices was out of the question. The company had a limit, they wouldn&#8217;t even come out to your house if you were buying less than 150 gallons, which was approximately $600. So, we learned a few tips about generating and holding heat without using your furnace.</p>
<p>Obviously, do the weather proofing plastic and seals for windows and doors. It helps to fill the space between window and plastic with packing peanuts on windows that don&#8217;t face the sun. On the sunny sides of the house, cut a piece of cardboard to fit the window, wrap it in foil, and paint the foil black. Then set it inside the window, this catches and intensifies the heat from the sun during the day.</p>
<p>At night, we all slept in one room. We slept in sleeping bags, which are designed to hold in your body heat. We used one space heater, which helped a little even though all the bedrooms had really high ceilings. We closed the door and wedged a foam camping pad against it to keep the heat from escaping around the cracks.</p>
<p>In the morning, it was usually down below 40 degrees in the rest of the house. My husband would get up, move the space heater to the kitchen, and cook a good breakfast to warm up the kitchen. Then we would set the oven to broil and leave the door open to generate enough heat to make it to the other downstairs rooms.</p>
<p>To generate heat throughout the day, we disconnected the hose that vented the dryer to the outside so that the hot air would come into the house. With the kids and using cloth diapers for the baby, I always had something to wash then dry, and if I ran out I would just wash blankets without any soap. They make a filter for this purpose that you can route the hose through it and it uses water to filter the lint out and moisturize the air at the same time, but we didn&#8217;t have it so I don&#8217;t know what it&#8217;s called or how much it cost.</p>
<p>We were also lucky enough to have a fireplace, but it was in the draftiest room of the house&#8211;it was on the end and had 6 old, ill fitting windows, so it wasn&#8217;t good for heating more than just that room.</p>
<p>I hope these tips help someone!</p>
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		<title>By: James Wendott</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-14116</link>
		<dc:creator>James Wendott</dc:creator>
		<pubDate>Fri, 19 Dec 2008 03:16:46 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-14116</guid>
		<description>I live in IL and it&#039;s hard on my family for the heating bill. thank you for putting up this guide!!

This kinda fits in to what you&#039;re talking about - I bought a fuel conditioner for my home hot water heater and another for my furnace last year from the guy at www.SaveMoneyOnHomeHeating.com

It saved me about 14% last year, which in my home was more than the cost of the products. I live in a very inefficient home, and this thing lasts forever. It&#039;s guaranteed to work and my brother had one, so I have it a try. I put it on in about 10 minutes. 

Anyways, keep up the good writing frugaldad!

JW</description>
		<content:encoded><![CDATA[<p>I live in IL and it&#8217;s hard on my family for the heating bill. thank you for putting up this guide!!</p>
<p>This kinda fits in to what you&#8217;re talking about &#8211; I bought a fuel conditioner for my home hot water heater and another for my furnace last year from the guy at <a href="http://www.SaveMoneyOnHomeHeating.com" rel="nofollow">http://www.SaveMoneyOnHomeHeating.com</a></p>
<p>It saved me about 14% last year, which in my home was more than the cost of the products. I live in a very inefficient home, and this thing lasts forever. It&#8217;s guaranteed to work and my brother had one, so I have it a try. I put it on in about 10 minutes. </p>
<p>Anyways, keep up the good writing frugaldad!</p>
<p>JW</p>
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		<title>By: pam munro</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-14023</link>
		<dc:creator>pam munro</dc:creator>
		<pubDate>Thu, 18 Dec 2008 01:05:05 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-14023</guid>
		<description>I have had good luck in negotiating with utility companies about bills - and getting on payment plans and so on.  TRY anyway!  And then get on a low income rate plan.

Plug all the cracks in your windows with putty!
Put something to keep the drafts out under the door(s).  Put up heavy curtain to shield you from the cold.  Consider black paper on some windows facing the sun to absorb heat. Close down some rooms and don&#039;t heat the bedrooms at night...

I also had a kerosene heater when I was a student in London and it worked great.</description>
		<content:encoded><![CDATA[<p>I have had good luck in negotiating with utility companies about bills &#8211; and getting on payment plans and so on.  TRY anyway!  And then get on a low income rate plan.</p>
<p>Plug all the cracks in your windows with putty!<br />
Put something to keep the drafts out under the door(s).  Put up heavy curtain to shield you from the cold.  Consider black paper on some windows facing the sun to absorb heat. Close down some rooms and don&#8217;t heat the bedrooms at night&#8230;</p>
<p>I also had a kerosene heater when I was a student in London and it worked great.</p>
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		<title>By: castocreations</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-14016</link>
		<dc:creator>castocreations</dc:creator>
		<pubDate>Wed, 17 Dec 2008 23:35:12 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-14016</guid>
		<description>I make my husband keep our heat off in all but the most brutal colds. It was 20 something this morning but I kept the heat off. Yes, my hands were cold but I guess I&#039;m too cheap. Plus my dogs like this weather.

Our utility does have a fund to assist those in need. But I hope that the people they help are truly in need and just don&#039;t want to cancel their cable or cell phone to pay for heat. That&#039;s what drives me nuts.</description>
		<content:encoded><![CDATA[<p>I make my husband keep our heat off in all but the most brutal colds. It was 20 something this morning but I kept the heat off. Yes, my hands were cold but I guess I&#8217;m too cheap. Plus my dogs like this weather.</p>
<p>Our utility does have a fund to assist those in need. But I hope that the people they help are truly in need and just don&#8217;t want to cancel their cable or cell phone to pay for heat. That&#8217;s what drives me nuts.</p>
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		<title>By: Delphia</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-14011</link>
		<dc:creator>Delphia</dc:creator>
		<pubDate>Wed, 17 Dec 2008 21:42:01 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-14011</guid>
		<description>Another place to consider looking for help with your utilities is your local community action agency.  Many provide the LIHEAP program, which is a federal utility assistance program, and often they are in touch with a variety of community agencies and can put you in contact with resources you might not be aware of.  You can find your local community action agency at http://www.communityactionpartnership.com/index.php?option=com_spreadsheets&amp;view=search&amp;spreadsheet=cap&amp;Itemid=188</description>
		<content:encoded><![CDATA[<p>Another place to consider looking for help with your utilities is your local community action agency.  Many provide the LIHEAP program, which is a federal utility assistance program, and often they are in touch with a variety of community agencies and can put you in contact with resources you might not be aware of.  You can find your local community action agency at <a href="http://www.communityactionpartnership.com/index.php?option=com_spreadsheets&#038;view=search&#038;spreadsheet=cap&#038;Itemid=188" rel="nofollow">http://www.communityactionpartnership.com/index.php?option=com_spreadsheets&#038;view=search&#038;spreadsheet=cap&#038;Itemid=188</a></p>
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		<title>By: The Simple Dollar &#187; The Simple Dollar Weekly Roundup: Christmas Cards Edition</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-13975</link>
		<dc:creator>The Simple Dollar &#187; The Simple Dollar Weekly Roundup: Christmas Cards Edition</dc:creator>
		<pubDate>Wed, 17 Dec 2008 14:00:48 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-13975</guid>
		<description>[...] What to Do If You&#8217;re Unable to Afford Home Heating Bills Distressingly, I heard from two readers this week who were in this boat. They were making choices between food and heating. Hopefully, this article will help. (@ frugal dad) [...]</description>
		<content:encoded><![CDATA[<p>[...] What to Do If You&#8217;re Unable to Afford Home Heating Bills Distressingly, I heard from two readers this week who were in this boat. They were making choices between food and heating. Hopefully, this article will help. (@ frugal dad) [...]</p>
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		<title>By: Fit Wallet</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-13757</link>
		<dc:creator>Fit Wallet</dc:creator>
		<pubDate>Mon, 15 Dec 2008 12:45:08 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-13757</guid>
		<description>I live in a large east coast city with a lot of people living well below the poverty line.  I also work in social services, so I see people every day who are living in below-freezing temperatures with no heat, and in some cases, no electricity or running water--the kind of crushing poverty that is mostly invisible unless you happen to drive through the neighborhood.  It&#039;s not always possible to help them either, when the power company won&#039;t consider the fact that a $637 per month disability check won&#039;t cover the deposit to get the lights back on.  Makes me very thankful that if I have to, I can cut things out of my budget or reduce my home heating costs to make ends meet.

Me?  I keep our heat at 60 at night and when we&#039;re out.  When we&#039;re home, it doesn&#039;t go above 64.</description>
		<content:encoded><![CDATA[<p>I live in a large east coast city with a lot of people living well below the poverty line.  I also work in social services, so I see people every day who are living in below-freezing temperatures with no heat, and in some cases, no electricity or running water&#8211;the kind of crushing poverty that is mostly invisible unless you happen to drive through the neighborhood.  It&#8217;s not always possible to help them either, when the power company won&#8217;t consider the fact that a $637 per month disability check won&#8217;t cover the deposit to get the lights back on.  Makes me very thankful that if I have to, I can cut things out of my budget or reduce my home heating costs to make ends meet.</p>
<p>Me?  I keep our heat at 60 at night and when we&#8217;re out.  When we&#8217;re home, it doesn&#8217;t go above 64.</p>
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		<title>By: The Financial Blogger</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-13735</link>
		<dc:creator>The Financial Blogger</dc:creator>
		<pubDate>Mon, 15 Dec 2008 02:05:42 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-13735</guid>
		<description>Where I live (Québec, Canada),
Power company (this is monopoly in my province), doesn&#039;t really have the right to cut off the power during winter time since temperature can drop below minus 20 degrees. 

I guess that if you contact the company and you offer an alternative way to pay them back (smaller payment with a payback payment plan), they might give you a second chance.

Worst thing to do would be to ignore or avoid their calls and written notices. Creditors hate to be ignored and are much faster to react when goodwill is not shown in the first place.</description>
		<content:encoded><![CDATA[<p>Where I live (Québec, Canada),<br />
Power company (this is monopoly in my province), doesn&#8217;t really have the right to cut off the power during winter time since temperature can drop below minus 20 degrees. </p>
<p>I guess that if you contact the company and you offer an alternative way to pay them back (smaller payment with a payback payment plan), they might give you a second chance.</p>
<p>Worst thing to do would be to ignore or avoid their calls and written notices. Creditors hate to be ignored and are much faster to react when goodwill is not shown in the first place.</p>
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		<title>By: marci</title>
		<link>http://frugaldad.com/2008/12/14/what-to-do-if-unable-to-afford-home-heating-bills/#comment-13728</link>
		<dc:creator>marci</dc:creator>
		<pubDate>Sun, 14 Dec 2008 23:49:45 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=919#comment-13728</guid>
		<description>If you have wood heat and are elderly, try connecting with senior services.  The trees that are cut from county right-of-ways, and the storm debris cleanups are available to the low-income elderly, at least in our area.  The wood will be split and delivered to you by the county.  The allowable income is very low tho - about $800/month for singles, more for couples. 

I figure tho if people have money for cigarettes and booze and fake fingernails etc, then they should have the money to pay the electric bill... one would think so anyway.      That is not a comment to those who really cannot pay the bill tho and already do without those things and many others. 

I&#039;d love solar - but it has to come down a long long way to make me want to trade in my $40/month average electric bill for a solar panel payment. But sometime in my older age, it would be nice not to have to hustle for firewood the 3 or 4 days a month I usually spend doing that. Right now I just consider it my exercise time :)</description>
		<content:encoded><![CDATA[<p>If you have wood heat and are elderly, try connecting with senior services.  The trees that are cut from county right-of-ways, and the storm debris cleanups are available to the low-income elderly, at least in our area.  The wood will be split and delivered to you by the county.  The allowable income is very low tho &#8211; about $800/month for singles, more for couples. </p>
<p>I figure tho if people have money for cigarettes and booze and fake fingernails etc, then they should have the money to pay the electric bill&#8230; one would think so anyway.      That is not a comment to those who really cannot pay the bill tho and already do without those things and many others. </p>
<p>I&#8217;d love solar &#8211; but it has to come down a long long way to make me want to trade in my $40/month average electric bill for a solar panel payment. But sometime in my older age, it would be nice not to have to hustle for firewood the 3 or 4 days a month I usually spend doing that. Right now I just consider it my exercise time <img src='http://frugaldad.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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