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	<title>Comments on: Seven Powerful Steps That You Can Use To Save $14,341 in The Next 6 Months</title>
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	<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/</link>
	<description>Tips for living frugal while still having a life</description>
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		<title>By: 5 Ways to Dramatically Improve Your Finances . . . Beginning NOW</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-24847</link>
		<dc:creator>5 Ways to Dramatically Improve Your Finances . . . Beginning NOW</dc:creator>
		<pubDate>Fri, 22 May 2009 08:03:15 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-24847</guid>
		<description>[...] Seven Powerful Steps That You Can Use to Save $14,341 in the Next Six Months :: Frugal Dad [...]</description>
		<content:encoded><![CDATA[<p>[...] Seven Powerful Steps That You Can Use to Save $14,341 in the Next Six Months :: Frugal Dad [...]</p>
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		<title>By: 7 Steps To Turn Your College-Bound Kid Into A Financial Genius</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-23682</link>
		<dc:creator>7 Steps To Turn Your College-Bound Kid Into A Financial Genius</dc:creator>
		<pubDate>Thu, 30 Apr 2009 12:37:55 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-23682</guid>
		<description>[...] to track their expenses.  The simplest is to use the bank statement and I describe how to do this here. Are they spending more than they have coming in?  Make sure they watch [...]</description>
		<content:encoded><![CDATA[<p>[...] to track their expenses.  The simplest is to use the bank statement and I describe how to do this here. Are they spending more than they have coming in?  Make sure they watch [...]</p>
]]></content:encoded>
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		<title>By: When a Part-Time Job Beats a Full-Time Job &#124; Frugal Dad</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-23390</link>
		<dc:creator>When a Part-Time Job Beats a Full-Time Job &#124; Frugal Dad</dc:creator>
		<pubDate>Fri, 24 Apr 2009 10:01:38 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-23390</guid>
		<description>[...] does it cost your family to live each month?  Do you have any savings?  What else can you cut to reduce your cost of living? (Hint: if its not food, shelter or medical expenses, it can be cut.)  How much longer can you [...]</description>
		<content:encoded><![CDATA[<p>[...] does it cost your family to live each month?  Do you have any savings?  What else can you cut to reduce your cost of living? (Hint: if its not food, shelter or medical expenses, it can be cut.)  How much longer can you [...]</p>
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	<item>
		<title>By: Dieting For Dollars</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-22453</link>
		<dc:creator>Dieting For Dollars</dc:creator>
		<pubDate>Wed, 08 Apr 2009 11:17:01 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-22453</guid>
		<description>[...] This isn&#8217;t the only way to approach spending.  It may not be the best way for you.  But its an additional tool you now have.   My experience tells me that when I want to do (or eat) something, thinking about the &#8220;time cost&#8221; may just be the thing that saves me. [...]</description>
		<content:encoded><![CDATA[<p>[...] This isn&#8217;t the only way to approach spending.  It may not be the best way for you.  But its an additional tool you now have.   My experience tells me that when I want to do (or eat) something, thinking about the &#8220;time cost&#8221; may just be the thing that saves me. [...]</p>
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		<title>By: How to Successfully Save Money and Stick to Your Monthly Budget &#124;</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-22234</link>
		<dc:creator>How to Successfully Save Money and Stick to Your Monthly Budget &#124;</dc:creator>
		<pubDate>Sun, 05 Apr 2009 21:53:41 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-22234</guid>
		<description>[...] presents a guest post Seven Powerful Steps that You Can Use to Save $14,341 in the Next 6 Months! The post describes strategies that Neal Frankle used to save over [...]</description>
		<content:encoded><![CDATA[<p>[...] presents a guest post Seven Powerful Steps that You Can Use to Save $14,341 in the Next 6 Months! The post describes strategies that Neal Frankle used to save over [...]</p>
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		<title>By: Frugaln00b</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-21510</link>
		<dc:creator>Frugaln00b</dc:creator>
		<pubDate>Sun, 29 Mar 2009 02:36:16 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-21510</guid>
		<description>This was a great article!  There are more and more people that are beginning to understand that just because your neighbor has a new car and a 60&quot; flat screen doesn&#039;t mean that everyone does.

ObviousInvestor - I&#039;m currently using wesabe.com but have tried mint.com as well and found it be comparable.  I know that spreadsheets have been around since the dark ages and that MS $ and Quick/books/en came along after that.  For the web 2.0 generation sites like wesabe and mint are and others are giving us a huge opportunity to view our nasty debt/income ratio due to student loans but they give us a nice iphone/mobile interface to view it in.</description>
		<content:encoded><![CDATA[<p>This was a great article!  There are more and more people that are beginning to understand that just because your neighbor has a new car and a 60&#8243; flat screen doesn&#8217;t mean that everyone does.</p>
<p>ObviousInvestor &#8211; I&#8217;m currently using wesabe.com but have tried mint.com as well and found it be comparable.  I know that spreadsheets have been around since the dark ages and that MS $ and Quick/books/en came along after that.  For the web 2.0 generation sites like wesabe and mint are and others are giving us a huge opportunity to view our nasty debt/income ratio due to student loans but they give us a nice iphone/mobile interface to view it in.</p>
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		<title>By: Neal Frankle</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-21491</link>
		<dc:creator>Neal Frankle</dc:creator>
		<pubDate>Sat, 28 Mar 2009 18:43:02 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-21491</guid>
		<description>Thanks Mom and Keith......very kind of you.</description>
		<content:encoded><![CDATA[<p>Thanks Mom and Keith&#8230;&#8230;very kind of you.</p>
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		<title>By: Keith Smith</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-21483</link>
		<dc:creator>Keith Smith</dc:creator>
		<pubDate>Sat, 28 Mar 2009 15:51:10 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-21483</guid>
		<description>This article was a joy to read.  You offered balanced advice because you not only shared insight into ways to track finances but you let people know that you don&#039;t have to live a life of suffering and deprivation ( My love for Starbucks was not an influence in this comment (-:  )</description>
		<content:encoded><![CDATA[<p>This article was a joy to read.  You offered balanced advice because you not only shared insight into ways to track finances but you let people know that you don&#8217;t have to live a life of suffering and deprivation ( My love for Starbucks was not an influence in this comment (-:  )</p>
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		<title>By: Headless Mom</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-21436</link>
		<dc:creator>Headless Mom</dc:creator>
		<pubDate>Sat, 28 Mar 2009 04:42:38 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-21436</guid>
		<description>Great post, Neal. We&#039;ve been tightening things, but this is a great way to see the big picture.</description>
		<content:encoded><![CDATA[<p>Great post, Neal. We&#8217;ve been tightening things, but this is a great way to see the big picture.</p>
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		<title>By: Neal Frankle</title>
		<link>http://frugaldad.com/2009/03/27/seven-powerful-steps-that-you-can-use-to-save-14341-in-the-next-6-months/comment-page-1/#comment-21407</link>
		<dc:creator>Neal Frankle</dc:creator>
		<pubDate>Fri, 27 Mar 2009 20:07:44 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=2108#comment-21407</guid>
		<description>What I&#039;m learning from you all is that various methods can work.  I don&#039;t believe there is only one right way to track.  What is important is the focus.  

I like the approach I wrote about - especially for newcomers - because it offers no way to hide from the truth.  Once they come true believers, it doesn&#039;t matter how we do it, as long as the method we use is complete and as long as we do it.</description>
		<content:encoded><![CDATA[<p>What I&#8217;m learning from you all is that various methods can work.  I don&#8217;t believe there is only one right way to track.  What is important is the focus.  </p>
<p>I like the approach I wrote about &#8211; especially for newcomers &#8211; because it offers no way to hide from the truth.  Once they come true believers, it doesn&#8217;t matter how we do it, as long as the method we use is complete and as long as we do it.</p>
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