Comments on: How Many Credit Cards Do You Carry?

By: Mrs Mom

Mrs Mom — Sun, 10 May 2009 02:37:30 +0000

I carry two cards with me. One is a Mastercard that I use often because I can accumulate points on it. And the other is a store card because of the perks that come along with it. I use the latter in small amounts and pay it right away to avoid carrying a balance.

By: MP

MP — Sat, 09 May 2009 14:24:25 +0000

1 business card company provided and no personal cc, just my debit card. Although I carry all my relevant cc numbers in my blackberry, but you can’t swipe that at a resturant or gas station

By: DDFD at DivorcedDadFrugalDad

DDFD at DivorcedDadFrugalDad — Mon, 20 Apr 2009 12:47:49 +0000

The number carried doesn’t matter if there are no annual fees and the important part– you manage them!

By: Weekend Reading: Links Of The Week 4/18/2009 | Man Vs. Debt

Weekend Reading: Links Of The Week 4/18/2009 | Man Vs. Debt — Sat, 18 Apr 2009 12:09:46 +0000

[...] Dad asked his readers how many credit cards they carried. Very interesting [...]

By: Dale

Dale — Fri, 17 Apr 2009 21:08:55 +0000

2. One with a bank that I really like that is about a year old. Another on from the credit union I grew up with so I can have a really old open credit account in my credit history.

By: Heather

Heather — Fri, 17 Apr 2009 19:16:15 +0000

I have 3 cards- a Discover that I use most often for cash rebates, a Visa in the event a business doesn’t take Discover, and American Express for business purchases. I’ve always had the balance paid off before a statement would arrive.

By: Friday Finance Findings for April 17th : Generation X Finance

Friday Finance Findings for April 17th : Generation X Finance — Fri, 17 Apr 2009 14:18:49 +0000

[...] How Many Credit Cards Do You Carry? – Frugal Dad is asking the readers how many credit cards they carry. I answered with 3. One personal, one for my business, and one corporate card issued by my employer. Rarely used, but always in my wallet. [...]

By: Matt

Matt — Wed, 15 Apr 2009 18:01:40 +0000

I have a BP Visa I use for gas and online purchases. I know that using Debit card online is supposed to provide the same protection, but if somebody gets my debit card number the cash comes out of my account. With the CC I can get the problem fixed w/o ever being out any cash.

I also have a Home Depot card that I opened for a 10% discount when I bought some appliances for my new house 3.5 years ago. (Paid the bill off that month, of course.) It hasn’t had a balance in over 3 years, but I figure I might use the 10% discount again if I need a lawn mower or something.

By: Patricia Koch

Patricia Koch — Wed, 15 Apr 2009 15:46:24 +0000

2-debit cards from different banks

By: Christy

Christy — Wed, 15 Apr 2009 14:28:00 +0000

@Baker:

Hotels don’t accept emergency funds as collateral when you book…only credit cards to hold the booking. You don’t actually need to use it to pay for the room or carry a balance, but it’s handy in that regard.

So there is a legit reason for having one.