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	<title>Comments on: Please Help Me End This Financial Frustration</title>
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		<title>By: kristine</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31411</link>
		<dc:creator>kristine</dc:creator>
		<pubDate>Thu, 10 Sep 2009 04:49:07 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31411</guid>
		<description>In regards to promises not kept: fool me once...

If you have accepted the behavior up to this point, you set an unfortunate precedent. I myself err in this way frequently- I prefer to give the benefit of the doubt.

It is hard not to be taken advantage of. But remember that just because she acts like a friend, well, ask yourself, would she be as much a &quot;friend&quot; to you if no longer on your payroll? That distinction might alleviate the guilt if you have to let her go.

I&#039;d like to know how this turns out! And I agree about not showing her the blog. Too humiliating.</description>
		<content:encoded><![CDATA[<p>In regards to promises not kept: fool me once&#8230;</p>
<p>If you have accepted the behavior up to this point, you set an unfortunate precedent. I myself err in this way frequently- I prefer to give the benefit of the doubt.</p>
<p>It is hard not to be taken advantage of. But remember that just because she acts like a friend, well, ask yourself, would she be as much a &#8220;friend&#8221; to you if no longer on your payroll? That distinction might alleviate the guilt if you have to let her go.</p>
<p>I&#8217;d like to know how this turns out! And I agree about not showing her the blog. Too humiliating.</p>
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		<title>By: Neal@Wealth Pilgrim</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31355</link>
		<dc:creator>Neal@Wealth Pilgrim</dc:creator>
		<pubDate>Tue, 08 Sep 2009 21:45:51 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31355</guid>
		<description>Kevin (48) - Nice idea....I think I will google her!

I think you hit it on the head.  I&#039;ve had numerous discussion asking what I can do differently in order to get a different outcome and the response is always the same....&quot;I&#039;ll get to it...I promise!

I think you are right Kevin. I really can&#039;t afford this. No sure anybody really could.</description>
		<content:encoded><![CDATA[<p>Kevin (48) &#8211; Nice idea&#8230;.I think I will google her!</p>
<p>I think you hit it on the head.  I&#8217;ve had numerous discussion asking what I can do differently in order to get a different outcome and the response is always the same&#8230;.&#8221;I&#8217;ll get to it&#8230;I promise!</p>
<p>I think you are right Kevin. I really can&#8217;t afford this. No sure anybody really could.</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31351</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Tue, 08 Sep 2009 20:30:30 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31351</guid>
		<description>Neal, it sounds as if she really isn&#039;t committed to you. Maybe she has other committments that are a greater priority.  It really doesn&#039;t matter how much talent or how many connections she has if she&#039;s not on board with your business.  It becomes a negative arrangement that will probably fester and get worse with time.

If you&#039;re operating a small business, you can&#039;t afford to have disfunctional service providers.  You are your business, and you have to do what you have to do to keep it running efficiently.  

Have you considered that this may be her way of severing the relationship?  If you&#039;ve discussed the primary issues and nothing constuctive happens, this may be a possibility.  Google her name, she might have a similar post on another site asking for advice on how to handle you ;-)</description>
		<content:encoded><![CDATA[<p>Neal, it sounds as if she really isn&#8217;t committed to you. Maybe she has other committments that are a greater priority.  It really doesn&#8217;t matter how much talent or how many connections she has if she&#8217;s not on board with your business.  It becomes a negative arrangement that will probably fester and get worse with time.</p>
<p>If you&#8217;re operating a small business, you can&#8217;t afford to have disfunctional service providers.  You are your business, and you have to do what you have to do to keep it running efficiently.  </p>
<p>Have you considered that this may be her way of severing the relationship?  If you&#8217;ve discussed the primary issues and nothing constuctive happens, this may be a possibility.  Google her name, she might have a similar post on another site asking for advice on how to handle you <img src='http://frugaldad.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: Pam McCormick</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31331</link>
		<dc:creator>Pam McCormick</dc:creator>
		<pubDate>Tue, 08 Sep 2009 13:29:23 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31331</guid>
		<description>Posts #31 Amanda and #33 JN Urbanski noted.As you probably expected I do not agree but thought over your comments.But #46 IRG I thought your comments were very commprehensive !</description>
		<content:encoded><![CDATA[<p>Posts #31 Amanda and #33 JN Urbanski noted.As you probably expected I do not agree but thought over your comments.But #46 IRG I thought your comments were very commprehensive !</p>
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		<title>By: IRG</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31313</link>
		<dc:creator>IRG</dc:creator>
		<pubDate>Tue, 08 Sep 2009 06:36:32 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31313</guid>
		<description>Trashing a person&#039;s business practices in public? NEVER a good idea. And when you deliver a product or service, it&#039;s always personal. That&#039;s the first thing you learn about business. Everyone says &quot;it&#039;s not personal.&quot; It is ALWAYS personal. Let&#039;s stop that charade once and for all.

You&#039;re either naive about business or are pretending to be.

Granted, you have issues and want advice. There is tons of info on this particular type of situation (consultant not delivering according to the specs of your agreement, etc.) online and in print. Why not do some research yourself, and vet sources that have relevant and expert advice.

Asking a general populace, including people who don&#039;t have the qualifications to even offer advice(how many have ever hired a professional to provide any service? If they haven&#039;t, they should not be posting) to just post whatever they think is beyond ludicrous. It&#039;s insulting. It shows your laziness and one wonders what kind of client you are. (We&#039;ve only heard YOUR side of the story, that&#039;s for certain. And there are always at least two.)

You show a lack of professionalism and a lack of respect. Sorry if that isn&#039;t what you want to hear, but that&#039;s my opinion.

FYI: I&#039;ve both hired consultants and worked as one for many years. 

Your situation is a common one and many times it comes down to poor communication of one or both parties and unclear expectations.

If you have a contract that lists the precise services, etc. you have agreed to purchase from this consultant, you should only have to refer to it and then discuss the issues up front.

You also need to be sure your expectations are in line with your actual agreement.

Many times clients have unrealistic expectations and this consultant may not be comfortable making that clear, which could be a factor in her &quot;performance.&quot;

When I was in PR, we had clients whose first request was to &quot;be in Vogue magazine.&quot; We could never agree to that as a condition of work, even though we got a lot of clients coverage. An extreme example, but one of many.

For the folks commenting here: Why do you assume everything this guy tells you is 1/true and accurate assessment of the situation? We have only his word and frankly he may not even understand how consulting works. Sounds to me like he doesn&#039;t.</description>
		<content:encoded><![CDATA[<p>Trashing a person&#8217;s business practices in public? NEVER a good idea. And when you deliver a product or service, it&#8217;s always personal. That&#8217;s the first thing you learn about business. Everyone says &#8220;it&#8217;s not personal.&#8221; It is ALWAYS personal. Let&#8217;s stop that charade once and for all.</p>
<p>You&#8217;re either naive about business or are pretending to be.</p>
<p>Granted, you have issues and want advice. There is tons of info on this particular type of situation (consultant not delivering according to the specs of your agreement, etc.) online and in print. Why not do some research yourself, and vet sources that have relevant and expert advice.</p>
<p>Asking a general populace, including people who don&#8217;t have the qualifications to even offer advice(how many have ever hired a professional to provide any service? If they haven&#8217;t, they should not be posting) to just post whatever they think is beyond ludicrous. It&#8217;s insulting. It shows your laziness and one wonders what kind of client you are. (We&#8217;ve only heard YOUR side of the story, that&#8217;s for certain. And there are always at least two.)</p>
<p>You show a lack of professionalism and a lack of respect. Sorry if that isn&#8217;t what you want to hear, but that&#8217;s my opinion.</p>
<p>FYI: I&#8217;ve both hired consultants and worked as one for many years. </p>
<p>Your situation is a common one and many times it comes down to poor communication of one or both parties and unclear expectations.</p>
<p>If you have a contract that lists the precise services, etc. you have agreed to purchase from this consultant, you should only have to refer to it and then discuss the issues up front.</p>
<p>You also need to be sure your expectations are in line with your actual agreement.</p>
<p>Many times clients have unrealistic expectations and this consultant may not be comfortable making that clear, which could be a factor in her &#8220;performance.&#8221;</p>
<p>When I was in PR, we had clients whose first request was to &#8220;be in Vogue magazine.&#8221; We could never agree to that as a condition of work, even though we got a lot of clients coverage. An extreme example, but one of many.</p>
<p>For the folks commenting here: Why do you assume everything this guy tells you is 1/true and accurate assessment of the situation? We have only his word and frankly he may not even understand how consulting works. Sounds to me like he doesn&#8217;t.</p>
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		<title>By: Neal@Wealth Pilgrim</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31251</link>
		<dc:creator>Neal@Wealth Pilgrim</dc:creator>
		<pubDate>Sun, 06 Sep 2009 19:29:42 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31251</guid>
		<description>Again, I learn a great deal from all your comments.  Thanks.

Comments #39 and #40 resonate quite a bit.  The 10-10-10 method is really a good tool. I&#039;ll use it.

Also, I love the reminder that there is always a second best person.  Nice.  

Thanks</description>
		<content:encoded><![CDATA[<p>Again, I learn a great deal from all your comments.  Thanks.</p>
<p>Comments #39 and #40 resonate quite a bit.  The 10-10-10 method is really a good tool. I&#8217;ll use it.</p>
<p>Also, I love the reminder that there is always a second best person.  Nice.  </p>
<p>Thanks</p>
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		<title>By: Jeff@MySuperChargedLife</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31250</link>
		<dc:creator>Jeff@MySuperChargedLife</dc:creator>
		<pubDate>Sun, 06 Sep 2009 17:29:54 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31250</guid>
		<description>Neal - The best I can offer beyond what has already been suggested is to be factual with Sally in a face-to-face meeting.  

You have to separate your emotions from the situation and only deal with the facts.  Also, you tried an e-mail and that didn&#039;t work.  Forget about having her read this post.  You must confront her in-person for maximum effectiveness.

This situation is draining you which is a real cost that you have to consider.  As a result, I say that you have to act soon.  Give Sally the facts about where she has let you down, set your expectations very plainly, but professionally and finally ask her if she can meet them.  If she agrees, then fine.  If not, then you have to cut her loose so you can move on.</description>
		<content:encoded><![CDATA[<p>Neal &#8211; The best I can offer beyond what has already been suggested is to be factual with Sally in a face-to-face meeting.  </p>
<p>You have to separate your emotions from the situation and only deal with the facts.  Also, you tried an e-mail and that didn&#8217;t work.  Forget about having her read this post.  You must confront her in-person for maximum effectiveness.</p>
<p>This situation is draining you which is a real cost that you have to consider.  As a result, I say that you have to act soon.  Give Sally the facts about where she has let you down, set your expectations very plainly, but professionally and finally ask her if she can meet them.  If she agrees, then fine.  If not, then you have to cut her loose so you can move on.</p>
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		<title>By: Mr. Not the Jet Set</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31233</link>
		<dc:creator>Mr. Not the Jet Set</dc:creator>
		<pubDate>Sat, 05 Sep 2009 12:48:07 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31233</guid>
		<description>@Neal #15

Don&#039;t get me wrong, you did a very good job of describing the situation diplomatically.  Not always easy to do  in matters of business.

I can see that you are trying to do this in a professional manner, and I&#039;m sure you will continue to do so.

Still trashing her business practices is more personal than you may think.  And she deserves the chance to correct her behavior after this job before moving on to the next.

Unless she&#039;s being malicious, this needn&#039;t haunt her.</description>
		<content:encoded><![CDATA[<p>@Neal #15</p>
<p>Don&#8217;t get me wrong, you did a very good job of describing the situation diplomatically.  Not always easy to do  in matters of business.</p>
<p>I can see that you are trying to do this in a professional manner, and I&#8217;m sure you will continue to do so.</p>
<p>Still trashing her business practices is more personal than you may think.  And she deserves the chance to correct her behavior after this job before moving on to the next.</p>
<p>Unless she&#8217;s being malicious, this needn&#8217;t haunt her.</p>
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		<title>By: K</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31230</link>
		<dc:creator>K</dc:creator>
		<pubDate>Sat, 05 Sep 2009 08:07:58 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31230</guid>
		<description>The only thing I would have to add to the above is if deadlines are agreed to &amp; failed at, ask if she has time to take you on as a client since these are things you told her about a long time ago and still haven&#039;t happened.  It allows for her to back off herself, and no bridges burnt.  Then you can possibly even get her to do some transition work with Jim &amp; possibly take advantage of some of her contacts.

(I wound up doing this with a virtual assistant who I was friendly with but just wasn&#039;t gettign jobs done.  When I asked if she had time, she sounded surprised and like she was just realizing that no, she didn&#039;t.)  If she doesn&#039;t straighten up THEN, you *know* it&#039;s time to move on.</description>
		<content:encoded><![CDATA[<p>The only thing I would have to add to the above is if deadlines are agreed to &amp; failed at, ask if she has time to take you on as a client since these are things you told her about a long time ago and still haven&#8217;t happened.  It allows for her to back off herself, and no bridges burnt.  Then you can possibly even get her to do some transition work with Jim &amp; possibly take advantage of some of her contacts.</p>
<p>(I wound up doing this with a virtual assistant who I was friendly with but just wasn&#8217;t gettign jobs done.  When I asked if she had time, she sounded surprised and like she was just realizing that no, she didn&#8217;t.)  If she doesn&#8217;t straighten up THEN, you *know* it&#8217;s time to move on.</p>
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		<title>By: Shogun @ Financial Samurai</title>
		<link>http://frugaldad.com/2009/09/04/please-help-me-end-this-financial-frustration/#comment-31227</link>
		<dc:creator>Shogun @ Financial Samurai</dc:creator>
		<pubDate>Sat, 05 Sep 2009 03:47:11 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=3622#comment-31227</guid>
		<description>Not sure what you should do.  Probably nothing since if she knows what you do, she&#039;d be reading your blog, no?</description>
		<content:encoded><![CDATA[<p>Not sure what you should do.  Probably nothing since if she knows what you do, she&#8217;d be reading your blog, no?</p>
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