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	<title>Comments on: The Art Of Saying No</title>
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	<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/</link>
	<description>Money Saving Insights: Coupons, Smart Spending and Promotional Codes</description>
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		<title>By: SaraR</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-46893</link>
		<dc:creator>SaraR</dc:creator>
		<pubDate>Sun, 24 Oct 2010 01:43:09 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-46893</guid>
		<description>Good for you frugaldad!  Great post.  I was just on a canadian site doing mortgage calculations in the CFO Community... the rates up here are as low as 3.8% for 5yr fixed.  But still, when you do the 1st year Mortgage calculation and compare to what you think you&#039;ll sell for, it makes you wonder...  http://www.wakeupordiepoor.com  Feedback??</description>
		<content:encoded><![CDATA[<p>Good for you frugaldad!  Great post.  I was just on a canadian site doing mortgage calculations in the CFO Community&#8230; the rates up here are as low as 3.8% for 5yr fixed.  But still, when you do the 1st year Mortgage calculation and compare to what you think you&#8217;ll sell for, it makes you wonder&#8230;  <a href="http://www.wakeupordiepoor.com" rel="nofollow">http://www.wakeupordiepoor.com</a>  Feedback??</p>
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	<item>
		<title>By: 8 Big Reasons Why You're Getting an F in Personal Finance 101</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-41386</link>
		<dc:creator>8 Big Reasons Why You're Getting an F in Personal Finance 101</dc:creator>
		<pubDate>Mon, 17 May 2010 12:02:20 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-41386</guid>
		<description>[...] Extra Credit: Master the art of saying no. [...]</description>
		<content:encoded><![CDATA[<p>[...] Extra Credit: Master the art of saying no. [...]</p>
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		<title>By: Debt Freedom Plan</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-38713</link>
		<dc:creator>Debt Freedom Plan</dc:creator>
		<pubDate>Fri, 05 Mar 2010 00:16:48 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-38713</guid>
		<description>I&#039;ve always said that you can change your environment you&#039;re halfway there. (ie: get out of the store). I&#039;m a fan of high end audio - but at present am not enjoying a high end income. So for now, the stuff I have will do just fine and I stay out of the stereo stores and away from eBay and other online classified. Ignorance can indeed be bliss. :)</description>
		<content:encoded><![CDATA[<p>I&#8217;ve always said that you can change your environment you&#8217;re halfway there. (ie: get out of the store). I&#8217;m a fan of high end audio &#8211; but at present am not enjoying a high end income. So for now, the stuff I have will do just fine and I stay out of the stereo stores and away from eBay and other online classified. Ignorance can indeed be bliss. <img src='http://frugaldad.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: J.N.Urbanski</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-38576</link>
		<dc:creator>J.N.Urbanski</dc:creator>
		<pubDate>Mon, 01 Mar 2010 12:25:17 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-38576</guid>
		<description>Wow. Well done, Nikki! Try consignment stores where you can get fabulous, gently used couture shoes at a fraction of the price.</description>
		<content:encoded><![CDATA[<p>Wow. Well done, Nikki! Try consignment stores where you can get fabulous, gently used couture shoes at a fraction of the price.</p>
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		<title>By: CompleteTax Review</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-38557</link>
		<dc:creator>CompleteTax Review</dc:creator>
		<pubDate>Sun, 28 Feb 2010 13:28:27 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-38557</guid>
		<description>[...] The Art Of Saying No. [...]</description>
		<content:encoded><![CDATA[<p>[...] The Art Of Saying No. [...]</p>
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		<title>By: Nikki</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-38552</link>
		<dc:creator>Nikki</dc:creator>
		<pubDate>Sun, 28 Feb 2010 07:09:18 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-38552</guid>
		<description>Today I said no to an expensive pair of shoes.  It may seem like a small thing but it was huge for me.  I had a list and was determined to stick to it. The shoes were gorgeous and my inner voice was telling me that I deserved them.  In the end, I walked away, saving $1050 by not purchasing the shoes.  It feels great to say no.</description>
		<content:encoded><![CDATA[<p>Today I said no to an expensive pair of shoes.  It may seem like a small thing but it was huge for me.  I had a list and was determined to stick to it. The shoes were gorgeous and my inner voice was telling me that I deserved them.  In the end, I walked away, saving $1050 by not purchasing the shoes.  It feels great to say no.</p>
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		<title>By: Personal Finance Round-Up: What To Do When Your Friends Ask You For Financial Advice</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-38546</link>
		<dc:creator>Personal Finance Round-Up: What To Do When Your Friends Ask You For Financial Advice</dc:creator>
		<pubDate>Sat, 27 Feb 2010 22:07:32 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-38546</guid>
		<description>[...] The Art of Saying &#8220;No&#8221;. I am the worst at saying &#8220;no&#8221; to people, because I am a people pleaser, but sometimes my time is too valuable, and I end up doing things that I shouldn&#8217;t get involved in. I also need to learn to say &#8220;no&#8221; to myself when I see a new gadget that I really like! [Frugal Dad] [...]</description>
		<content:encoded><![CDATA[<p>[...] The Art of Saying &#8220;No&#8221;. I am the worst at saying &#8220;no&#8221; to people, because I am a people pleaser, but sometimes my time is too valuable, and I end up doing things that I shouldn&#8217;t get involved in. I also need to learn to say &#8220;no&#8221; to myself when I see a new gadget that I really like! [Frugal Dad] [...]</p>
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		<title>By: Erik</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-38545</link>
		<dc:creator>Erik</dc:creator>
		<pubDate>Sat, 27 Feb 2010 21:04:31 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-38545</guid>
		<description>I am the WORST at saying &quot;no&quot; to people.  I need to print this article out and keep it on my desk, haha.</description>
		<content:encoded><![CDATA[<p>I am the WORST at saying &#8220;no&#8221; to people.  I need to print this article out and keep it on my desk, haha.</p>
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		<title>By: I Love You...Like A Blogger!</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-38544</link>
		<dc:creator>I Love You...Like A Blogger!</dc:creator>
		<pubDate>Sat, 27 Feb 2010 20:45:07 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-38544</guid>
		<description>[...] Dad &#8211; The Art Of Saying No [...]</description>
		<content:encoded><![CDATA[<p>[...] Dad &#8211; The Art Of Saying No [...]</p>
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	<item>
		<title>By: Roundup and Link Love: Entering a new phase of life edition</title>
		<link>http://frugaldad.com/2010/02/24/the-art-of-saying-no/#comment-38539</link>
		<dc:creator>Roundup and Link Love: Entering a new phase of life edition</dc:creator>
		<pubDate>Sat, 27 Feb 2010 13:01:28 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4815#comment-38539</guid>
		<description>[...] The Art Of Saying No. It really is an art and it requires practice to get really good at it – but you’ll never regret limiting your commitments to those you CAN and WANT TO keep. [...]</description>
		<content:encoded><![CDATA[<p>[...] The Art Of Saying No. It really is an art and it requires practice to get really good at it – but you’ll never regret limiting your commitments to those you CAN and WANT TO keep. [...]</p>
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