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	<title>Comments on: 16 Ways Not To Blow Your Tax Refund</title>
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	<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/</link>
	<description>Money Saving Insights: Coupons, Smart Spending and Promotional Codes</description>
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		<title>By: cory hulsey</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-75861</link>
		<dc:creator>cory hulsey</dc:creator>
		<pubDate>Thu, 02 Feb 2012 17:00:20 +0000</pubDate>
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		<description>the car insurance idea is great!!!</description>
		<content:encoded><![CDATA[<p>the car insurance idea is great!!!</p>
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		<title>By: cna training</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39547</link>
		<dc:creator>cna training</dc:creator>
		<pubDate>Wed, 31 Mar 2010 07:45:54 +0000</pubDate>
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		<description>Terrific work! This is the type of information that should be shared around the web. Shame on the search engines for not positioning this post higher!</description>
		<content:encoded><![CDATA[<p>Terrific work! This is the type of information that should be shared around the web. Shame on the search engines for not positioning this post higher!</p>
]]></content:encoded>
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		<title>By: Joe</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39346</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Wed, 24 Mar 2010 14:05:04 +0000</pubDate>
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		<description>Sadly, I live in New York and my tax refund will be going through the revolving door to pay for school taxes in September. :(</description>
		<content:encoded><![CDATA[<p>Sadly, I live in New York and my tax refund will be going through the revolving door to pay for school taxes in September. <img src='http://frugaldad.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
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		<title>By: Weekend Links, 3/20/10 &#124; Organizing Your Way</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39256</link>
		<dc:creator>Weekend Links, 3/20/10 &#124; Organizing Your Way</dc:creator>
		<pubDate>Sat, 20 Mar 2010 15:31:26 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4975#comment-39256</guid>
		<description>[...] 16 Ways Not To Blow Your Tax Refund, Frugal [...]</description>
		<content:encoded><![CDATA[<p>[...] 16 Ways Not To Blow Your Tax Refund, Frugal [...]</p>
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	<item>
		<title>By: Friday Finance Findings for March 19th</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39217</link>
		<dc:creator>Friday Finance Findings for March 19th</dc:creator>
		<pubDate>Fri, 19 Mar 2010 13:50:01 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4975#comment-39217</guid>
		<description>[...] 16 Ways Not To Blow Your Tax Refund &#8211; Getting a tax refund this year? Don&#8217;t blow it. Remember, this isn&#8217;t found money and it&#8217;s actually your hard-earned money that the government borrowed without paying you any interest. So, here are some smart ideas for your tax refund. [...]</description>
		<content:encoded><![CDATA[<p>[...] 16 Ways Not To Blow Your Tax Refund &#8211; Getting a tax refund this year? Don&#8217;t blow it. Remember, this isn&#8217;t found money and it&#8217;s actually your hard-earned money that the government borrowed without paying you any interest. So, here are some smart ideas for your tax refund. [...]</p>
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	<item>
		<title>By: Victorino</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39152</link>
		<dc:creator>Victorino</dc:creator>
		<pubDate>Thu, 18 Mar 2010 15:02:02 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4975#comment-39152</guid>
		<description>That&#039;s why we should not just do our personal financial planning, we should also do our tax planning. In our country - tax refunds are hard to claim, unless you claim it as a deduction against your future taxes.</description>
		<content:encoded><![CDATA[<p>That&#8217;s why we should not just do our personal financial planning, we should also do our tax planning. In our country &#8211; tax refunds are hard to claim, unless you claim it as a deduction against your future taxes.</p>
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		<title>By: Rebecca R</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39123</link>
		<dc:creator>Rebecca R</dc:creator>
		<pubDate>Wed, 17 Mar 2010 21:08:26 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4975#comment-39123</guid>
		<description>I just got my refund. I actually got the $8,000 first time homebuyers credit. Plus a small refund.
I give 10% to my church.
Another 10% as an offering.
Then, I am using for a new roof (we bought a house last year and knew it needed a new roof.)
I also will pay off my one debt ($1,500 to my dad.)
With any remaining money I will be living off until Sept.
Also $1,000 is going towards car repair fund.
Oh and some mad money for a steam cleaner and garden supplies. I really go big. LOL!</description>
		<content:encoded><![CDATA[<p>I just got my refund. I actually got the $8,000 first time homebuyers credit. Plus a small refund.<br />
I give 10% to my church.<br />
Another 10% as an offering.<br />
Then, I am using for a new roof (we bought a house last year and knew it needed a new roof.)<br />
I also will pay off my one debt ($1,500 to my dad.)<br />
With any remaining money I will be living off until Sept.<br />
Also $1,000 is going towards car repair fund.<br />
Oh and some mad money for a steam cleaner and garden supplies. I really go big. LOL!</p>
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		<title>By: David Wilcoxson</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39109</link>
		<dc:creator>David Wilcoxson</dc:creator>
		<pubDate>Wed, 17 Mar 2010 16:28:15 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4975#comment-39109</guid>
		<description>Sadly, too many people treat their IRS refund as a savings account to spend on a vacation or other indulgence, instead of using it to create a better financial future.  I think that the goal is to minimize your taxes and to not get a refund.  Otherwise you&#039;re giving Uncle Sam too much money.</description>
		<content:encoded><![CDATA[<p>Sadly, too many people treat their IRS refund as a savings account to spend on a vacation or other indulgence, instead of using it to create a better financial future.  I think that the goal is to minimize your taxes and to not get a refund.  Otherwise you&#8217;re giving Uncle Sam too much money.</p>
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	<item>
		<title>By: Squirrelers</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39071</link>
		<dc:creator>Squirrelers</dc:creator>
		<pubDate>Wed, 17 Mar 2010 00:50:09 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4975#comment-39071</guid>
		<description>Excellent list. Great for getting the mind working about different possibilities for these funds.

My opinion on tax refunds is that its great to operate in such a way that you do not count on them. Sure, you might know you&#039;ll be getting one, but don&#039;t think about it or factor it in when budgeting. Think of it as a bonus. Not everyone necessarily has that luxury, but I think its better for one&#039;s peace of mind to do it that way, where you aren&#039;t counting on it.</description>
		<content:encoded><![CDATA[<p>Excellent list. Great for getting the mind working about different possibilities for these funds.</p>
<p>My opinion on tax refunds is that its great to operate in such a way that you do not count on them. Sure, you might know you&#8217;ll be getting one, but don&#8217;t think about it or factor it in when budgeting. Think of it as a bonus. Not everyone necessarily has that luxury, but I think its better for one&#8217;s peace of mind to do it that way, where you aren&#8217;t counting on it.</p>
]]></content:encoded>
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	<item>
		<title>By: myfinancialobjectives</title>
		<link>http://frugaldad.com/2010/03/16/ways-not-to-blow-your-tax-refund/#comment-39070</link>
		<dc:creator>myfinancialobjectives</dc:creator>
		<pubDate>Tue, 16 Mar 2010 23:19:21 +0000</pubDate>
		<guid isPermaLink="false">http://frugaldad.com/?p=4975#comment-39070</guid>
		<description>Great list indeed!  I especially like #1,3,6,8.  All of those things are something I would personally do IF I were getting a refund:(</description>
		<content:encoded><![CDATA[<p>Great list indeed!  I especially like #1,3,6,8.  All of those things are something I would personally do IF I were getting a refund:(</p>
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