Comments on: How to Guarantee a Call From a Debt Collector

By: YYC

YYC — Wed, 19 May 2010 17:06:38 +0000

Always, always, always, be skeptical of any kind of “free trial” on the internet. I’d honestly look at any site with a couple dozen “testemonials” plastered across their front page as a likely scam.

After surfing through their site a bit, I came across their T&Cs: http://www.glowhite-smile.com/terms.html .. basically, it says that if you don’t call to cancel within 10 days, they’ll charge you the full amount for the 30 day supply they sent you. After that, they keep sending (and charging you for) more product each month. There’s something about a $90/month membership fee as well.

By: Graduation Roundup

Graduation Roundup — Sun, 16 May 2010 14:02:16 +0000

[...] How to Guarantee a Call From a Debt Collector at Frugal Dad [...]

By: Friday Links – A Most Unfrugal Week Edition

Friday Links – A Most Unfrugal Week Edition — Fri, 14 May 2010 11:02:31 +0000

[...] How to Guarantee a Call From a Debt Collector – Frugal Dad [...]

By: Bill in NC

Bill in NC — Tue, 11 May 2010 01:17:51 +0000

Next time send a letter demanding they validate the debt (samples available anywhere online)

Send it certified mail, return receipt.

Until they validate the debt, they can’t legally continue collection efforts.

Still cheaper than $30.

By: Jenna

Jenna — Mon, 10 May 2010 20:48:18 +0000

Sorry this didn’t turn out like your last phone call with a debt collector! Remind me not to try links from Facebook!

By: Suzanne

Suzanne — Mon, 10 May 2010 16:57:03 +0000

I was also a victim of a similar scam with one of those smile whitening promises. They promised it was free less shipping and handling….$59 later it was not free. Luckily I used my Discover card and they were able to dispute the charge and my money was refunded. Thank you for sharing your experience as others may benefit from knowing about these scams. For more information and tips on disputing a credit card charge check out this post. http://c1c.bz/guk
Suzanne
Social Media Specialist
CareOne Debt Relief Services

By: Ryan Martin

Ryan Martin — Mon, 10 May 2010 07:14:03 +0000

That’s pretty scary stuff.

With the speed (and excitement) of surfing you can easily let your emotions get the better of you… sometimes after I punched in my credit card and pressed enter, I sit there thinking “What just happened?” I don’t have a story crazy like this though (knock on wood.)

By: Chris @ CleverFather

Chris @ CleverFather — Sun, 09 May 2010 06:28:33 +0000

Yup, the old saying ‘too good to be true’ is alive and well on the internet. I’ve never been one to humor those ridiculous adds – better safe than sorry!

By: Annie

Annie — Sun, 09 May 2010 03:51:10 +0000

I’m sorry you had to go through all that. It must have been so frustrating! Thanks for tipping us off to this scam! There are so many out there!

By: Holly

Holly — Sat, 08 May 2010 22:52:31 +0000

As for the acai berry scam, it happened over a year ago and I can’t remember the company’s name because the name on the sample (which I threw away promptly) was diff. than the one on my credit card. In fact, the only reason I found out it was a ‘fraudulent’ card is because the credit card co. called me and asked me if I had made the purchase (I didn’t). I did not even recognize the name of the company. It was based in CA.

Sorry, I would disclose the online florist’s name, except I don’t want to give a biased (skewed?) critique of a company based solely on my less-than-ideal (understatement!) experience. I would simply recommend that readers google “the name of company + reviews” prior to placing their order. They received a 2 out of 10 stars composite review on one particular comsumer site.