During my financial turnaround I took a sharp pair of scissors to all but one of my credit cards. It was a way of protecting me from me, as I had not shown much financial discipline with credit cards to that point. However, when I turned things around, I began to look for the best credit card to carry for very specific purposes. After factoring in things like interest rates, fees, rewards and cash back opportunities. Here are a few of the better options out there.
Best Credit Cards
- 0% Intro APR for 6 months on purchases
- No Annual Fee
- Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
- Express Approval. Get a decision in less than 60 seconds.
Discover® More(SM) Received 5% cash back in categories like travel, home improvement, gas, restaurants, and more. Earn 1% cash back on all other qualifying purchases. The Discover More card comes with no annual fee, a 0% intro APR on purchases and balances transfers. I use this card almost exclusively for travel and gasoline purchases.
Starwood Preferred Guest® Credit Card from American Express Every now and then the Frugal family likes to do a little traveling. And nothing beats free nights in the hotel! With the Starwood Preferred Guest card you can earn earn free nights at over 860 participating hotels and resorts in 95 countries, with no blackout dates. Earn 10,000 Starpoints on your purchase, one Starpoint for each dollar spent thereafter, and double Starpoints on stays and purchases made at select Starwood retail outlets in addition to the Starpoints you earn as a Starwood Preferred Guest® member.
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