The holy grail of college finance is scholarship money. Many students or families don’t even bother to apply for scholarship dollars because they believe that can’t or won’t qualify. Such reticence can be a huge mistake that will cost you more in education loan debt and possible land your student at a less desired school. Check in with FrugalDad.com to debunk some of the myths surrounding scholarships – like how difficult they are to get – for advice on how and when to apply, as well as some tips on where to find the scholarship money.