After last week’s post about CD laddering, a number of you suggested I check out Smarty Pig, as the rates on their savings account was competitive with the CD rates I had referenced. In fact, in nearly every case, Smarty … Continue reading
The current era of historically low interest rates has been great for borrowers, but it stinks for those who’d rather save their money. I was fortunate to find a local bank that offered a money market account at 2.25% last … Continue reading
As parents hoping to raise financially savvy kids, one of the best things we can do is expose them to banking concepts at an early age. Savings accounts for children offer many great personal finance lessons such as the importance … Continue reading
When it comes to saving for emergencies, I subscribe to the theory “out of sight, out of mind.” Saving money with one of the best online banks helps to protect me from myself, as a recovering spendthrift. Our emergency funds … Continue reading
I recently attended a birthday for one of my kids’ friends, and was blown away by the amount of cash gifts they received. Apparently, giving cash is cool again, and I was impressed by the generosity from mostly family members, … Continue reading
