We often share ways to save money, reduce our monthly expenses, etc, but I’m sure many others are like me and have a couple non-frugal habits they are ashamed to admit. I have a few, including:
- I hate using soap in the shower after the bar is reduced to 1/16th of an inch. Seriously, I know I should use them up, or save them to make a new bar, but I take pleasure ditching that sliver of soap and unwrapping a new bar.
- I hate scraping the bottom of peanut butter and mayonnaise jars. Is a quarter of a teaspoon really worth the effort?
- I don’t particularly like to clip coupons, even though I know they save money. I’ve tossed many more coupons that I’ve cashed in over the years.
- Despite the known energy savings, we keep our thermostat at a fairly comfortable setting (74 in the summer and 70-72 in the winter) while at home. Our power bill is a little higher, but I refuse to sweat (or shiver) in my home if I don’t have to.
That’s about all I care to admit in this post. Now, it’s your turn!
The Frugal Roundup
January Skill of the Month: Bread Baking. Who needs to run out for milk and bread before a snow when you can just make your own bread! By the way, I just recently found this site and am working through the archives now. Oh, and I’m officially jealous of her food pantry room. Great stuff!
Stocks with 5% Dividend Yield. Check out this list of top-yielding dividend stocks. A few of these companies offer both high yields and steady growth.
I Just Lost My Job! How I’m Downsizing My Household Expenses. I certainly don’t revel in learning about others losing their jobs, but I do enjoy reading from those who are surviving, and sometimes even thriving, after losing a job.
Five Credit Myths that Can Destroy Your Finances. It’s rare to find an article in the larger media outlets that addresses credit myths, but that’s exactly what I came across at Forbes (via The Daily Crux).
Setting and Achieving Monthly Goals and Projects. I enjoyed this entire post, but Trent’s “Twenty Ideas” in particular inspired me to set a number of goals myself.
10 Creative Ways States and Cities are Plugging Leaks in Their Budgets. Perhaps a couple of these ideas will inspire you to plug the gaps in your own budget (and be prepared to rely less on the government).
Best of the Rest
- Should You Repair or Replace Your Old Car?
- Why I Joined a Gang
- Credit Sesame: Free Credit Scores & Debt Management
- How to Learn About Success
- Resisting Social Pressure
- Why You Need an Umbrella Insurance Policy
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